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2025 Chaparral 28 Surf Sold Boat in Somerset, KY 42503 US

$199,999

Used
We will let you know when another 2025 Chaparral 28 Surf is available in Somerset, KY
builtBuilt in 2025
Year the boat was built
model

28 Surf

Boat model
engine

1 Engine (--)

Engine type and count
length

28 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

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Price$199,999$199,900$198,999$195,000$194,999$194,999
LocationSomersetWaltonSomersetCorbinSomersetSomerset
Nominal Length28'24'26'22'26'26'
Engine Make-Ilmor-Ilmor--
Total Engine Power-430 hp-430 hp--
Days on Market3529234310331
Get in touch
Nominal Length
28ft
Hull Material
fiberglass
Engine 1
Engine Model
Mercury 8.2L DTS 2.20 Bravo Four S 430HP Catalyst
Fuel Type
gasoline

Price History

DateEventPrice
1/13/26Price decreased$199,999(-9.1%)
10/15/25Initial price$219,999

Contact Lake Cumberland Marine

105 Collins Avenue, Just Off Hwy 27 - North Of Town Between Lights 1 & 2, Somerset, KY, 42503

Chaparral 28 Surf: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Chaparral 28 Surf Black Edition is a 28-foot luxury performance bowrider designed for serious wake surfing and water sports enthusiasts. It features a yacht-certified capacity allowing full passenger loads and incorporates advanced technology such as Malibu surf gates, a Volvo Penta Forward Drive, and a proprietary Simrad interface for seamless control and automation. The Black Edition package distinguishes itself with a striking black bottom, bold hull sides, black metal windshield trim, and premium Envision silicone upholstery with black accents that remain cool under direct sunlight.

Exterior Design and Surf Features

The Black Edition’s exterior styling is enhanced by an optional Black Edition hardtop, which measures 8 feet 6 inches in length and stands 74 inches above the deck, featuring two large skylights and an electric lowering mechanism for trailering. The boat’s surf capabilities are managed through a unique Simrad interface developed in partnership with Chaparral, accessible via dual 7-inch Simrad NSS Evo3 displays. This system integrates engine data, ballast control, and surf gate adjustments, allowing operators to switch the wake from side to side on the fly and select from six pre-programmed profiles for surfing, skiing, and wakeboarding. The ballast system includes a 1,080-pound center-mounted sack that fills in approximately 10 minutes, enabling precise wake shaping.

Power and Performance

Powered by a single 430-horsepower Volvo Penta V8 with a forward drive, the 28 Surf Black Edition achieved a top speed of 48.3 mph at 5,700 rpm during testing. Its optimal cruising speed was 31.3 mph at 4,000 rpm, delivering a fuel consumption rate of 11.9 gallons per hour and a range of approximately 190 statute miles while maintaining a 10% fuel reserve. The extended V-plane hull ensures quick planing with minimal bow rise, accelerating to 20 mph in 9.2 seconds and 30 mph in 13.3 seconds. The forward drive provides brisk throttle response, and the hull design effectively smooths out choppy water, maintaining a dry and comfortable ride.

Cockpit and Amenities

The cockpit layout balances luxury and functionality, featuring a starboard bench seat with integrated cooler storage and L-shaped seating extending from the port side to the stern. A side-mounted cockpit table with dedicated in-deck storage enhances usability. The seating is upholstered with heat-repellent Envision silicone and complemented by wide-padded bolsters. The deck is covered with SeaDek non-skid matting, and stainless steel grab handles and beverage holders are strategically placed. The helm area includes Chaparral’s ultra-comfort seat with flip bolster and clearly visible adjustment controls, alongside a lockable glove box and recessed connectivity options. The optional Black Edition hardtop provides shade and protection, while the port console houses a head compartment with a standard porta-potty and an optional electric porcelain flush unit, plus a sink with a pull-out sprayer.

Bow and Foredeck Features

The bow area is designed for comfort and convenience, with a widened beam allowing seats to be 26 inches apart and bolsters standing 18 inches high. Contoured seatbacks with diamond stitching and flip-up armrests enhance passenger comfort. The non-skid SeaDek matting continues here, along with full-length grab rails and recessed stainless steel beverage holders. Storage is located beneath the hinged side seats and under the forward cushion, which also serves as a non-skid boarding surface. A self-draining cooler is integrated under the step. The foredeck conceals an electric Lumar windlass with a flush-mounted anchor and pull-up cleats, along with a flip-navigation light that folds flush when not in use.

Swim Platform and Engine Access

The swim platform includes the optional 39-inch-wide Infinity PowerStep, which facilitates boarding and offers a comfortable seating area treated with SeaDek to match the interior finishes. The aft-facing seating converts into a chaise lounge measuring 50 by 49 inches, with extensive storage beneath the port seat extending under the cockpit seating. Battery switches and master breakers are accessible near the entry gate, and engine compartment access is provided via a lift-up grab handle under the aft seat. Engine options include either a 380- or 430-horsepower Mercury or Volvo Penta powerplant, both featuring forward-facing outdrives. The Volvo Penta-equipped model utilizes the dual Simrad displays, while the Mercury version incorporates a Medallion touchscreen.

Helm and Technology

The helm station is outfitted with dual Simrad NSS Evo3 displays integrated into a non-glare black dash, flanked by electrical switches on both sides of the tilt-mounted steering wheel. The helm seat matches the ultra-comfort design with a flip bolster and conveniently located adjustment controls. Additional features include a stereo system with connectivity options, stainless steel beverage holders, and engine controls positioned adjacent to a padded armrest. The integration of advanced technology and ergonomic design underscores the boat’s focus on luxury and ease of operation.

Conclusion

The Chaparral 28 Surf Black Edition is a meticulously crafted luxury bowrider tailored for water sports enthusiasts who demand performance, style, and advanced technology. Its combination of a powerful forward-drive engine, innovative surf features controlled via Simrad interfaces, and upscale interior and exterior appointments make it a standout in its class. The boat delivers smooth handling, efficient performance, and a comfortable ride, all wrapped in a visually striking package that reflects Chaparral’s reputation for quality and design excellence.

Rating: 4.5 out of 5

Overview from around the web 2025 Chaparral 28 Surf

Customers are praising the 2025 Chaparral 28 Surf for its exceptional blend of performance, comfort, and innovative design

Many highlight the boat’s smooth handling and powerful engine options, making it ideal for both thrilling water sports and relaxed cruising. The spacious cockpit and thoughtfully designed seating arrangements receive frequent compliments for maximizing comfort and socializing space. Owners also appreciate the high-quality craftsmanship and attention to detail throughout the vessel, from the sleek exterior lines to the well-appointed interior. Overall, the 28 Surf is celebrated for delivering a versatile and enjoyable boating experience that meets the needs of families and adventure-seekers alike.

The Biggest Pros and Cons

The 2025 Chaparral 28 Surf offers a range of impressive features, making it a standout choice for boating enthusiasts. Here are some of the pros and cons to consider:

Pros

Versatile Design: The 28 Surf is designed for both high-performance cruising and comfortable day boating, making it ideal for various water activities.

Spacious Interior: With ample seating and thoughtful layout, it comfortably accommodates family and friends.

Innovative Surf System: Equipped with Chaparral’s advanced Surf System, it provides excellent wake and wave shaping for surfing and wakeboarding.

Quality Construction: Built with premium materials and attention to detail, ensuring durability and a smooth ride.

Modern Amenities: Features include a well-equipped helm, plenty of storage, and optional upgrades like premium audio and sunshade options.

Cons

Price Point: As a premium model, it may come with a higher price tag compared to some competitors.

Size Limitations: While spacious, the 28-foot length might be less suitable for larger groups or extended overnight trips.

Fuel Consumption: Performance-oriented features might lead to higher fuel consumption under certain conditions.

Made For

The 2025 Chaparral 28 Surf is designed for boating enthusiasts who crave a perfect blend of performance, comfort, and versatility on the water. Ideal for families and friends who love spending quality time cruising, fishing, or enjoying water sports, this boat caters to those seeking a stylish and spacious vessel that delivers smooth handling and plenty of onboard amenities. Whether you're a seasoned boater or new to the lifestyle, the Chaparral 28 Surf offers an exceptional experience for anyone looking to make the most of their time on lakes, rivers, or coastal waters.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Chaparral 28 Surf. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a Chaparral cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 169,999
Total Payment$303,951.90
Monthly payment
$1,266.47/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Chaparral 28 Surf. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a Chaparral cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 169,999
Total Payment$303,951.90
Monthly payment
$1,266.47/mo

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Address

105 Collins Avenue
Just Off Hwy 27 - North Of Town Between Lights 1 & 2
Somerset, KY 42503

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