2004 Formula 40 PC Boat in Chicago, IL 60614 US

$129,900

Used
builtBuilt in 2004
Year the boat was built
model

40 PC

Boat model
engine

2 Engines (2x Yanmar)

Engine type and count
length

40 feet

Overall boat length
fuel

Diesel

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
40ft
Length Overall
42.67ft
Beam
12.58ft
Max Draft
4ft
Deadrise At Transom
18deg
Dry Weight
19304lb
Cruising Speed
26kn
Max Speed
33kn
Cabins
3
Heads
1
Seating Capacity
5
Fresh Water Tanks
55gal
Fuel Tanks
250gal
Holding Tanks
57gal
Hull Material
fiberglass
Engine 1
Engine Make
Yanmar
Engine Model
6LY2A-STP
Total Power
435hp
Engine Hours
1250
Engine Type
inboard
Fuel Type
diesel
Engine Year
2004
Drive Type
v
Engine 2
Engine Make
Yanmar
Engine Model
6LY2A-STP
Total Power
435hp
Engine Hours
1250
Engine Type
inboard
Fuel Type
diesel
Engine Year
2004
Drive Type
v
Summary
“Honey I shrunk my wallet again” is a bargain priced Formula 40 PC that has the 435 Diesel upgrade. She isn’t a gem, ( needs upholstery and carpets and a few other touches) but she is appropriately priced and has healthy bones
Generators
Generator 1
Make
Westerbeke
KW
7.6
RPM
0
Hours
0
Detail
Westerbeke, 7.6 KW

Price History

DateEventPrice
7/31/26Initial price$129,900

Contact Jefferson Beach Yacht Sales

Marina City Towers, 300 N. State Street, Chicago, IL, 60654

Formula 40 PC: BoatTEST Review

Reviewed by Jeff Hammond

Boat Test Review on BoatTest.com

Overview

The Formula 40 PC exemplifies the qualities that distinguish an upscale yacht from a typical vessel. Designed with attention to detail and premium craftsmanship, this model offers a blend of comfort, functionality, and refined aesthetics. The yacht features thoughtful design elements both below and above deck, catering to the needs of discerning boaters.

Interior Living Spaces

The galley on the port side is well-appointed with a coffee docking station and ample counter space measuring approximately 29.5 by 30 inches leading up to the sink. It includes a two-burner electric stove equipped with a micro switch that automatically shuts off when the lid is closed, a 5.2 cubic foot refrigerator, and a 1.8 cubic foot freezer. A notable feature is the use of dovetail joinery on all drawers, a hallmark of Formula's craftsmanship. The main cabin benefits from three port lights and innovative privacy solutions, including up lights on dimmers that provide adjustable mood lighting and rotating covers for directional illumination. Privacy is enhanced beyond typical sliding curtains through magnetic catches securing the covers on both sides. Additional storage is abundant, with cedar-lined lockers behind mirrored hatches and a port-side cabinet housing a privacy safe and dovetailed drawers that retract smoothly when closed. Under the forward berth, two pull-out drawers offer storage within storage, also featuring the automatic retraction mechanism. Overhead, a hatch provides natural light and serves as an emergency escape, complete with a sliding screen for ventilation and a blackout shade for sleeping comfort.

Private Accommodations

The aft cabins stand out as particularly comfortable spaces within the yacht. Furnished with ultra-leather seating, the port side cabin includes a 19-inch LCD television and generous storage compartments, including dedicated spaces for pedestals that convert the area into a berth. The cabin offers approximately five feet of overhead clearance, allowing for comfortable standing without risk of head contact. The sole extends sufficiently to facilitate natural movement within the berth. However, some minor drawbacks include a Lucite shower door that tends to scrape along the deck during deployment and a port light that requires significant pressure to close securely.

Exterior Design and Deck Features

The Formula 40 PC's exterior showcases practical and premium design elements. The extended swim platform measures 11 feet by three and a half feet and is hydraulically actuated, doubling as a personal watercraft lift. A three-step boarding ladder is conveniently stored inside a deck hatch. The aft cockpit provides ample seating designed to keep all passengers engaged, featuring two pedestal stations that can support a table or be lowered to create a sun pad. A centrally located hatch offers direct access to the twin IPS 500 engines. Seating arrangements allow passengers to face the captain or recline comfortably while enjoying the view. The yacht features a walk-through windshield with handholds strategically placed for safety and ease of movement. The deck is constructed with non-skid surfaces and exhibits exceptional solidity, allowing one to walk freely without deck flexing—a testament to Formula's premium build quality. At the bow, custom-made 10.5-inch cleats replace standard off-the-shelf hardware, emphasizing the bespoke nature of the vessel. Additional details include non-skid surfaces adjacent to stainless steel footrests, a heavy-duty stainless steel windshield frame, and overhead supports that double as handholds.

Conclusion

The Formula 40 PC presents a well-rounded package that reflects the brand's commitment to upscale yacht design. From meticulous interior joinery and innovative privacy features to robust exterior construction and thoughtful deck layouts, this yacht offers both comfort and functionality. While minor issues such as the shower door and port light operation exist, they do not detract significantly from the overall quality and experience. The Formula 40 PC stands as a compelling choice for those seeking a premium cruising vessel.

Rating: 4.3 out of 5

Overview from around the web 2004 Formula 40 PC

Customers rave about the 2004 Formula 40 PC for its exceptional blend of performance, luxury, and versatility

Many appreciate the powerful twin engines, which deliver impressive speed and smooth handling, making it a thrill for both casual cruisers and avid boaters. The spacious cockpit is often highlighted as a favorite feature, offering ample seating and a stylish layout perfect for entertaining. Owners also express satisfaction with the well-appointed interior, which includes a fully equipped galley, comfortable sleeping quarters, and elegant finishes that reflect high-quality craftsmanship. The Formula 40 PC is noted for its stability and ride quality, even in choppier waters, which adds to the overall confidence felt by those at the helm. Furthermore, customers enjoy the ease of maintenance and thoughtful design that enhances both comfort and practicality. Overall, feedback on the 2004 Formula 40 PC emphasizes its ability to provide a premium boating experience, combining luxury with performance and creating lasting memories on the water.

The Biggest Pros and Cons

The 2004 Formula 40 PC (Performance Cruiser) is a notable model in the world of performance boating, offering a blend of style, speed, and comfort. Here’s a breakdown of its pros and cons:

Pros

Performance and Handling: The Formula 40 PC is designed for speed and agility on the water. Its deep-V hull and powerful engine options provide excellent performance, making it a joy to drive.

Comfortable Accommodations: The interior layout is designed for comfort, featuring ample sleeping space and a well-appointed galley. The spacious salon and private cabins create a welcoming environment for extended stays.

Stylish Design: With sleek lines and a modern aesthetic, the Formula 40 PC stands out both in and out of the water. The attention to detail in its design brings a level of elegance that appeals to many boaters.

Versatile Use: Whether for family outings, entertaining guests, or weekend getaways, the Formula 40 PC is versatile enough to accommodate various boating activities.

Quality Construction: Formula is known for its commitment to quality. The use of durable materials and superior craftsmanship ensures that the 40 PC can withstand the rigors of boating while maintaining its appearance and performance.

Cons

Cost of Maintenance: Like many high-performance boats, the Formula 40 PC can have higher maintenance and operation costs. Owners should be prepared for regular servicing and potential repairs.

Fuel Consumption: Performance boats often trade efficiency for speed. The 40 PC’s powerful engines can lead to higher fuel consumption compared to smaller or less powerful vessels.

Space Limitations: While spacious for its size, the Formula 40 PC may not have as much living space as larger cruisers. This could be a consideration for those planning to use it for long-term living or extended cruising.

Draft and Size: Its size and draft may limit access to certain shallower waterways, which might restrict some cruising opportunities, especially in areas with low water levels.

Steep Learning Curve: New boaters may find the handling and performance capabilities of the Formula 40 PC require a bit more skill and experience than smaller or more docile craft.

Made For

The 2004 Formula 40 PC is designed for boating enthusiasts who seek a blend of performance, luxury, and practicality. Ideal for families and friends looking to enjoy weekends on the water, this model offers ample space for entertaining and relaxation. It's perfect for those who enjoy water sports or just cruising in style, thanks to its streamlined design and powerful twin-engine setup. This boat caters to those who appreciate high-quality craftsmanship and attention to detail, featuring comfortable seating and well-appointed interiors that enhance any outing. Whether you're planning a day of fishing, a sunset cruise, or a fun-filled day on the water, the Formula 40 PC combines versatility with an exhilarating boating experience. Sail away into your next adventure with this exceptional power cruiser!

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 40 PC. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 110,415
Total Payment$197,417.92
Monthly payment
$822.57/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 40 PC. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 110,415
Total Payment$197,417.92
Monthly payment
$822.57/mo

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Meet the Broker

Address

Marina City Towers
300 N. State Street
Chicago, IL 60654
Other Information about Jefferson Beach Yacht Sales

Our Chicago office is located at the base of the Marina City complex on the north bank of the Chicago River, directly across from Chicago's Loop District. This downtown waterfront location includes 17 slips ranging from 31 to 78 feet. These slips allow for convenient viewing and sea trials of our first-class vessels. They are also available for year-round leasing and transient dockage to boaters.

Boat Location

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