2012 Cobalt 276 Boat in Annapolis, MD 21401 US

$52,900

Used
builtBuilt in 2012
Year the boat was built
model

276

Boat model
engine

1 Engine (VOLVO)

Engine type and count
length

27 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
27ft
Length Overall
1ft
Heads
1
Hull Material
fiberglass
Engine 1
Engine Make
VOLVO
Engine Model
8.1
Engine Hours
580
Fuel Type
gasoline
Summary
276 COBALT - GREAT - FAMILY FUN BOAT - OPEN BOW - TUBING, SKIING, RELAXING ON THE WATER LIFT KEPT

Price History

DateEventPrice
7/28/26Initial price$52,900

Contact Intrinsic Yacht & Ship

750 Boucher Ave, Suite 205, Annapolis, MD, 21403

Cobalt 276: BoatTEST Review

Reviewed by Jeff Hammond

Overview

Cobalt, a boat manufacturer with a history dating back to 1968, has established a reputation for quality and craftsmanship. The Cobalt 276, introduced a year prior, exemplifies the company's commitment to premium design and functionality. Unlike typical bow riders that are small and primarily used on rivers and lakes, the Cobalt 276 is designed as a spacious, adult-sized bow rider suitable for saltwater bays and near-shore environments. This model emphasizes luxury and attention to detail, positioning itself as a high-end option in the bow rider category.

Exterior Design and Deck Layout

The Cobalt 276 measures 27 feet 6 inches in length including the swim platform, with a beam of 8 feet 6 inches and an interior cockpit width of 87.25 inches. The boat features a 21-degree dead rise at the transom, a draft of 39 inches with the drive fully lowered, and a dry weight of 5,500 pounds. Fuel capacity is 95 gallons, complemented by a 10-gallon fresh water tank. The bridge clearance with the tower installed is 6 feet 7.5 inches. The swim platform is equipped with a sun pad that extends usable space when anchored, and a stern walkthrough allows easy access on and off the platform. Stainless steel and mesh accents at the stern soften the overall look, enhancing the boat’s aesthetic appeal.

Interior Living Spaces and Helm

The interior of the Cobalt 276 is distinguished by its luxurious finish, comparable to that of a high-end automobile or business jet. Upholstery is copious and finely stitched, reflecting Cobalt’s dedication to premium materials and craftsmanship. The helm area is thoughtfully designed with a wide seat that can comfortably accommodate two passengers, such as a parent and child. The helm layout is both functional and visually appealing, with controls and instrumentation neatly arranged. Companion seating on the port side includes innovative storage solutions, such as a cleverly designed compartment between the back of the helm seat and the forward mid seating area. Throughout the boat, surfaces and storage compartments are finished with upholstery or carpeting, contributing to a refined and cohesive interior environment.

Attention to Detail

Cobalt’s meticulous attention to detail is evident throughout the 276. Service seams are smooth and finishes are consistent, with no rough or unfinished areas. Even less obvious elements, such as the support structure under the helm chair, are designed to complement the overall aesthetic, mimicking the look of the boat’s arch. This level of craftsmanship extends to the gel coat work and upholstery, underscoring the company’s obsession with quality and refinement.

Power and Pricing

The base model of the Cobalt 276 is powered by a single 375-horsepower Volvo Penta stern drive, reflecting the boat’s emphasis on reliable and robust performance. Pricing for this base configuration starts at $105,892, which aligns with the boat’s premium positioning. The cost reflects the quality of materials, design, and engineering invested in the vessel, making the Cobalt 276 a substantial but justified investment for discerning boaters.

Conclusion

The Cobalt 276 stands out as a premium, adult-sized bow rider that combines luxury, thoughtful design, and solid performance. Its spacious and well-appointed interior, coupled with meticulous craftsmanship and practical features, make it suitable for a variety of boating environments, including saltwater bays. While the price point is higher than average, the quality and attention to detail justify the investment. Overall, the Cobalt 276 exemplifies the enduring ethos that has sustained Cobalt as a respected name in boating for over five decades.

Rating: 4.3 out of 5

Overview from around the web 2012 Cobalt 276

The 2012 Cobalt 276 has received positive feedback from boaters who appreciate its combination of performance, comfort, and quality

Many customers highlight the boat's impressive handling and smooth ride, which make it a joy to drive on both calm waters and choppier conditions. Owners often commend the spacious interior, with ample seating and a well-designed layout that accommodates families and friends comfortably. Features such as a fully-equipped galley, a private head, and generous storage space are frequently mentioned as standout qualities that enhance the overall boating experience. The craftsmanship of the Cobalt 276 also draws praise, with customers noting the high-quality materials and attention to detail that contribute to its luxurious feel. Additionally, many appreciate the boat's sleek design and stylish aesthetics, which turn heads on the water. Safety and stability are also recurring themes in customer reviews, with boaters feeling confident in their Cobalt 276 whether they’re cruising at high speeds or enjoying a leisurely day on the lake. Overall, the 2012 Cobalt 276 is celebrated for its blend of performance, comfort, and quality, making it a popular choice among boat enthusiasts.

The Biggest Pros and Cons

Pros

Quality Construction: The Cobalt 276 is known for its durable and high-quality build, utilizing premium materials and craftsmanship, ensuring a long-lasting boat experience.

Performance: With a powerful engine option, the 276 delivers impressive acceleration and handling, making it suitable for both cruising and water sports.

Spacious Design: This model features a well-thought-out layout with plenty of space for family and friends, including comfortable seating and lounge areas.

Versatile Features: The boat is equipped with numerous features such as a sun pad, ample storage, and a well-designed cockpit, catering to various activities on the water.

Stylish Aesthetics: The Cobalt 276 combines elegance and modern design, making it visually appealing for boaters who value aesthetics alongside functionality.

Smooth Ride: Its hull design provides a smooth and stable ride, even in choppy waters, ensuring passenger comfort.

Excellent Resale Value: Cobalt boats are known for retaining their value, offering good resale options down the line.

Cons

Cost: The initial purchase price and maintenance of the Cobalt 276 can be higher compared to some entry-level boats, which may not suit all budgets.

Fuel Consumption: Given its powerful engine, fuel consumption may be on the higher side, which could be a consideration for those who plan extensive use.

Limited Sleeping Capacity: While it offers ample seating, the sleeping accommodations may be limited, making it less ideal for overnight trips compared to larger boats.

Storage Space: Despite having designated storage compartments, some users might find that storage space can be limited for extended trips.

Weight: The boat's substantial weight might make it harder to tow or maneuver for some boaters, depending on their vehicle and experience level.

Made For

The 2012 Cobalt 276 is designed for discerning boaters who seek a perfect blend of performance, comfort, and style. Ideal for families or groups of friends, this spacious bowrider offers seating for up to 12 passengers, ensuring everyone can enjoy a day on the water together. Whether you're cruising along scenic coastlines, anchoring for a relaxing swim, or hosting a sunset gathering, the Cobalt 276 delivers an exceptional experience. It's perfect for those who appreciate high-quality craftsmanship and luxurious finishes, giving a sense of sophistication on every outing. Adventure seekers will love the powerful engine options that provide thrilling acceleration for water sports, while leisurely cruisers can take advantage of its smooth handling and cushioned seating for ultimate relaxation. With ample storage for gear and convenient features designed for a hassle-free day on the water, the Cobalt 276 is the ideal choice for both casual outings and a bit of excitement. In summary, if you're looking for a versatile, stylish, and well-engineered boat that stands out on the water, the 2012 Cobalt 276 is the perfect fit for you.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2012 Cobalt 276. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 44,965
Total Payment$80,395.75
Monthly payment
$334.98/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2012 Cobalt 276. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 44,965
Total Payment$80,395.75
Monthly payment
$334.98/mo

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Meet the Broker

Address

750 Boucher Ave
Suite 205
Annapolis, MD 21403
Other Information about Intrinsic Yacht & Ship

Intrinsic Yacht & Ship is a full-service boat dealership, yacht brokerage, and certified service center proudly serving boaters throughout Annapolis, Ocean City, and the Mid-Atlantic region.

As the authorized Mid-Atlantic dealer for Scout Boats, Jupiter Boats, Front Runner Boats, and Sea Fox Boats, we help customers find the right boat for their lifestyle-whether they're purchasing their first boat, upgrading to a larger offshore platform, or selling their current vessel.


Beyond boat sales, our certified service department, financing solutions, storage options, and professional brokerage services provide support throughout every stage of ownership. Through the Intrinsic 360° Advantage, our commitment extends far beyond the day you take delivery. From purchase to resale-and every adventure, maintenance appointment, and milestone in between-we're here to help you get the most from your time on the water.

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