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2004 Cobalt 360 Boat in Knoxville, TN 37932 US

$89,900

Used
builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

2 Engines (2x Volvo)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
The Cobalt 360 Performance Cruiser brings to market all the amenities of a cruiser coupled with all the performance of a sportboat. Equipped with dozens of standard features and buoyed by an options list that ranges from air-conditioning to a global positioning system / radar in a single unit, the 360 arrives with a carefully tuned hull ready to take on big, rough water. The 360 incorporates classic styling with the long, clean lines that have defined Cobalt design for 30 years. Forward, there is a windlass with a Delta anchor. A walk-through door waits at the transom, with a concealed boarding ladder. From bow to stern, all the Cobalt standards are present: stainless steel windshield frame, bow scuff plate, stainless steel bow rail, and transom storage. The cockpit is a study in comfort and convenience with removable 40-ounce carpet, an ice chest, a double table, an ice maker, a sink running hot and cold water, a cabin door with a screen and, for an extra measure of usefulness, a 110-volt outlet. The instrumentation is comprehensive and aircraft-quality: a compass, a depth gauge, temperature gauges for air and water, an hour meter, and a trim-tab indicator system. The design of the dash carries some nice surprises: zero-effort engine controls and Waterfall Bubinga wood with all of its eye appeal and durability. In the cabin there is a table and a berth (mid-cabin), a refrigerator / freezer, a stove, a microwave, and a fiberglass head unit with a shower. New cockpit upholstery New Bow pads Full engine service Fall 2024 to include lower units New bottom paint Fall 2024
Nominal Length
36ft
Dry Weight
13700lb
Cabins
1
Fuel Tanks
174gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Volvo
Engine Model
8.1 GXI
Total Power
420hp
Engine Hours
745
Fuel Type
gasoline
Engine 2
Engine Make
Volvo
Engine Model
8.1 GXI
Total Power
420hp
Engine Hours
745
Fuel Type
gasoline

Price History

DateEventPrice
8/13/26Initial price$89,900

2004 Cobalt 360 Video Tours

Contact HBG Yacht Sales

Knoxville, TN, 37932

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from HBG Yacht Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Cobalt 360: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Cobalt 360 is the flagship model of Cobalt's performance cruiser lineup, blending world-class quality with impressive speed and agility. Designed as a sport yacht, it offers a combination of modern styling, high performance, and refined cabin decor that meets the standards of premier cruising vessels. While it is a versatile boat suitable for weekend getaways, its sophisticated design and premium features position it as a luxurious and exclusive option.

Interior Living Spaces

Inside the 360's cabin, the craftsmanship and quality materials are immediately apparent. The interior is richly appointed with supple tan leather upholstery and features a forward V-shaped settee paired with a cherry wood dining table, providing ample space for relaxation or dining. This area can be converted into the main berth by adding three filler cushions, allowing for comfortable overnight accommodations. The galley, located to port, is equipped with a granite countertop, polished stainless steel sink and faucet, and concealed appliances including a microwave oven and refrigerator. To starboard, the head includes a vacuum flush toilet, vanity with sink, and a shower. Additionally, the aft cabin offers a deep double berth suitable for guests or children, though its compact size may feel somewhat confined to some.

Exterior Design and Cockpit

The cockpit of the Cobalt 360 is designed for both entertaining and comfort. It features a large U-shaped settee to starboard and a smaller L-shaped settee to port, providing generous seating options. A wet bar on the port side includes a sink with a pressurized faucet, and storage cabinets below conceal an ice maker and additional storage space. The helm station is notable for its comprehensive array of gauges, controls, and electronic instrumentation, all set against a jet black dash accented with exotic bubinga wood. The electronic engine controls operate the throttles and transmission without cables, enhancing responsiveness. At the stern, sun lounges allow guests to relax with maximum exposure to the activity platform.

Power and Performance

Measuring 36 feet in length and 10 feet 6 inches in beam, the Cobalt 360 weighs approximately 13,700 pounds. It is powered by twin MerCruiser 375 horsepower stern drives equipped with Bravo 3 propellers, requiring a minimum water depth of 42 inches. The boat demonstrated excellent handling at high speeds, achieving a top speed of 49.8 miles per hour at 4,800 RPM. Its optimal cruising speed was recorded at just over 36 miles per hour at 3,500 RPM, delivering fuel efficiency of 1.3 miles per gallon and a cruising range exceeding 205 miles on a full tank.

Conclusion

The Cobalt 360 exemplifies a no-compromise approach to design and manufacturing, offering a performance cruiser that excels in speed, handling, and luxury accommodations. Its blend of refined interior spaces, well-appointed cockpit, and powerful propulsion make it a compelling choice for discerning boaters seeking both style and substance in a sport yacht.

Rating: 4.5 out of 5

Overview from around the web 2004 Cobalt 360

The 2004 Cobalt 360 has garnered a reputation for its impressive blend of performance, luxury, and usability, resonating well with boaters who seek both adventure and comfort on the water

Many customers praise its spacious layout, noting the thoughtfully designed cockpit and cabin that provide ample room for entertaining guests or relaxing after a day on the water. The dual helm seating is often highlighted for providing excellent visibility during navigation, while the plush upholstery ensures comfort on long trips. Performance-wise, owners frequently comment on the powerful engine options that deliver outstanding acceleration and handling. The Cobalt 360's smooth ride and stability in various water conditions make it a favorite for both leisurely cruising and more spirited outings. Moreover, the quality of craftsmanship and attention to detail are standout features noted by many. From the premium materials used in the interior to the sleek exterior design, the boat exemplifies Cobalt's commitment to excellence. Overall, the 2004 Cobalt 360 is often recommended for those who prioritize sophisticated design and remarkable performance in their watercraft, making it a well-regarded model among boat enthusiasts.

The Biggest Pros and Cons

The 2004 Cobalt 360 is a luxurious and versatile performance cruiser that offers a blend of style, comfort, and functionality. Here are some pros and cons to consider when evaluating this model:

Pros

Spacious Design: The generous layout provides ample space for relaxing and entertaining. With a well-appointed cockpit and a comfortable cabin, it caters to both day trips and overnight stays.

Quality Construction: Cobalt is known for its craftsmanship and attention to detail. The 360 features high-quality materials and finishes, ensuring durability and a luxurious feel.

Performance: Equipped with powerful engines, the Cobalt 360 delivers a smooth ride and impressive speed, making it suitable for both casual cruising and more spirited outings.

Versatile Cockpit: The cockpit area is designed for socializing, featuring comfortable seating and a wet bar. The layout allows for easy movement and conversation, ideal for hosting guests.

Comfortable Cabin: Below deck, the cabin includes a galley, head, and sleeping accommodations that provide a cozy retreat. The design maximizes space, making it feel larger than it is.

Stylish Aesthetics: The sporty and elegant exterior design is visually striking, ensuring that the Cobalt 360 stands out on the water.

Cons

Fuel Consumption: As with many performance cruisers, the powerful engines can lead to higher fuel consumption, making it less economical for extended trips.

Maintenance Costs: The high-quality materials and advanced systems may lead to elevated maintenance and repair costs compared to more utilitarian models.

Limited Storage: While the cabin is comfortable, storage options may be somewhat limited for extended stays or larger groups, requiring careful planning for longer trips.

Draft Considerations: The vessel’s draft can limit access to shallow areas or marinas, which may be a disadvantage for those wishing to explore less accessible waters.

Price Point: The Cobalt 360 is often positioned at a higher price point compared to other boats in its class, which may make it a less attractive option for budget-conscious buyers.

Made For

The 2004 Cobalt 360 is designed for boating enthusiasts who seek a perfect blend of performance, luxury, and versatility on the water. With its spacious and well-appointed interior, this model caters to families and groups looking for comfortable day outings or weekend getaways. The generous seating and sunbathing areas make it ideal for entertaining guests, while the powerful twin engines provide impressive speed and agility for those who crave excitement. For those who appreciate quality craftsmanship, the Cobalt 360 boasts high-end finishes and thoughtful design elements, satisfying the desires of discerning boaters. Whether you're cruising along the coastline or anchoring in a serene cove, this boat is perfect for anyone seeking both adventure and relaxation on the water. Its thoughtful layout, coupled with ample storage spaces, makes it suitable for water sports, fishing trips, or leisurely explorations. In summary, the 2004 Cobalt 360 is geared towards those who value style, performance, and comfort, ensuring every outing is a memorable experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18
Monthly payment
$569.28/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18
Monthly payment
$569.28/mo

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Price$89,900$87,900$69,990$114,900$49,900$42,500
LocationKnoxvilleKnoxvilleKnoxvilleLookout MountainCounceKnoxville
Nominal Length36'36'29'24'29'27'
Engine MakeVolvoVolvoVolvo PentaMercruiserVolvo PentaVolvo Penta
Total Engine Power420 hp420 hp-300 hp600 hp425 hp
Days on Market20560441442720
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Meet the Broker

HBG Yacht Sales

Address

Knoxville, TN 37932

Boat Location

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Knoxville, TN, 37932

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from HBG Yacht Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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