2004 Cobalt 360 Boat in Eldon, MO 65026 US

$73,900

Used
builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

1 Engine (Merc)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
36ft
Length Overall
36ft
Beam
10.5ft
Dry Weight
15000lb
Fresh Water Tanks
35gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Merc
Engine Model
496 HO
Total Power
840hp
Engine Hours
507
Engine Type
inboard-outboard
Fuel Type
gasoline
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
9/16/26Initial price$73,900

Contact Village Marina & Yacht Club

107 Village Marina Rd, Lake Ozark, MO, 65026

Cobalt 360: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Cobalt 360 is the flagship model of Cobalt's performance cruiser lineup, blending world-class quality with impressive speed and agility. Designed as a sport yacht, it offers a combination of modern styling, high performance, and refined cabin decor that meets the standards of premier cruising vessels. While it is a versatile boat suitable for weekend getaways, its sophisticated design and premium features position it as a luxurious and exclusive option.

Interior Living Spaces

Inside the 360's cabin, the craftsmanship and quality materials are immediately apparent. The interior is richly appointed with supple tan leather upholstery and features a forward V-shaped settee paired with a cherry wood dining table, providing ample space for relaxation or dining. This area can be converted into the main berth by adding three filler cushions, allowing for comfortable overnight accommodations. The galley, located to port, is equipped with a granite countertop, polished stainless steel sink and faucet, and concealed appliances including a microwave oven and refrigerator. To starboard, the head includes a vacuum flush toilet, vanity with sink, and a shower. Additionally, the aft cabin offers a deep double berth suitable for guests or children, though its compact size may feel somewhat confined to some.

Exterior Design and Cockpit

The cockpit of the Cobalt 360 is designed for both entertaining and comfort. It features a large U-shaped settee to starboard and a smaller L-shaped settee to port, providing generous seating options. A wet bar on the port side includes a sink with a pressurized faucet, and storage cabinets below conceal an ice maker and additional storage space. The helm station is notable for its comprehensive array of gauges, controls, and electronic instrumentation, all set against a jet black dash accented with exotic bubinga wood. The electronic engine controls operate the throttles and transmission without cables, enhancing responsiveness. At the stern, sun lounges allow guests to relax with maximum exposure to the activity platform.

Power and Performance

Measuring 36 feet in length and 10 feet 6 inches in beam, the Cobalt 360 weighs approximately 13,700 pounds. It is powered by twin MerCruiser 375 horsepower stern drives equipped with Bravo 3 propellers, requiring a minimum water depth of 42 inches. The boat demonstrated excellent handling at high speeds, achieving a top speed of 49.8 miles per hour at 4,800 RPM. Its optimal cruising speed was recorded at just over 36 miles per hour at 3,500 RPM, delivering fuel efficiency of 1.3 miles per gallon and a cruising range exceeding 205 miles on a full tank.

Conclusion

The Cobalt 360 exemplifies a no-compromise approach to design and manufacturing, offering a performance cruiser that excels in speed, handling, and luxury accommodations. Its blend of refined interior spaces, well-appointed cockpit, and powerful propulsion make it a compelling choice for discerning boaters seeking both style and substance in a sport yacht.

Rating: 4.5 out of 5

Overview from around the web 2004 Cobalt 360

The 2004 Cobalt 360 has garnered positive feedback from boat enthusiasts and owners alike

Customers often praise its sleek design, combining luxury with functionality. The spacious and well-appointed interior provides ample seating and storage, making it ideal for entertaining family and friends. Many users highlight the boat's performance, noting that its powerful twin engines deliver impressive speed and smooth handling on the water. The Cobalt 360 is recognized for its stability, ensuring a comfortable ride even in choppy conditions. Additionally, the high-quality craftsmanship and attention to detail are frequently mentioned, with many owners appreciating the premium materials used throughout the vessel. Features such as the expansive cockpit, well-designed helm, and versatile sun lounge make it a favorite for both day cruising and weekend getaways. Overall, the 2004 Cobalt 360 is celebrated for its blend of luxury, performance, and reliability, making it a sought-after choice for those looking to enjoy a premium boating experience.

The Biggest Pros and Cons

2004 Cobalt 360: Pros and Cons

Pros

Exceptional Build Quality: Cobalt is renowned for its craftsmanship, and the 360 model exemplifies high-quality materials and attention to detail, ensuring durability and longevity.

Spacious Cabin: The 360 offers ample space both in the cockpit and below deck, making it an excellent choice for family outings or entertaining guests.

Powerful Performance: Equipped with twin engine options, the Cobalt 360 delivers impressive speed and handling, providing a thrilling boating experience.

Comfortable Amenities: This model features comfortable seating, a well-equipped galley, and a full head, making it suitable for overnight excursions.

Stylish Design: With its sleek lines and modern aesthetics, the Cobalt 360 is visually appealing, turning heads on the water.

Versatile Usability: Whether you’re cruising, water skiing, or just relaxing, the Cobalt 360 is designed to accommodate various water sports and leisure activities.

Good Resale Value: Cobalt boats generally hold their value well, thanks to their reputation and the quality of build, making it a smart investment.

Cons

Higher Price Point: As a luxury boat, the initial cost can be higher compared to similar models, which may be a consideration for budget-conscious buyers.

Maintenance Costs: Regular upkeep and maintenance can be costly, particularly with the dual engine setup, which may require more attention.

Fuel Consumption: The performance-oriented nature of the Cobalt 360 may lead to higher fuel consumption, especially at full throttle.

Storage Needs: Due to its size, finding suitable storage when not in use can be a challenge, and owners may need to consider dock fees or indoor storage solutions.

Limited Availability of Parts: As a used model, certain replacement parts or accessories might be harder to find, depending on the market.

Weight Considerations: The boat’s size and weight can impact trailerability, making it less ideal for those looking to tow frequently. The 2004 Cobalt 360 offers a blend of luxury, performance, and style, making it a sought-after choice for boaters looking for a comfortable and versatile experience on the water. However, potential buyers should consider the related costs and limitations associated with ownership to make an informed decision.

Made For

The 2004 Cobalt 360 is crafted for those who crave luxury and performance on the water. Perfect for boating enthusiasts who appreciate a blend of style, comfort, and versatility, this vessel caters to families, couples, and friends seeking memorable outings. With its spacious layout and seating for up to 12 passengers, the Cobalt 360 is ideal for day trips, entertaining guests, or enjoying quality time with loved ones. This boat is for the discerning boater who values high-quality craftsmanship and attention to detail. Equipped with powerful engines, it offers an exhilarating performance that appeals to thrill-seekers, while its plush amenities ensure a comfortable ride for all. Ideal for both leisurely cruises and watersports, the Cobalt 360 seamlessly transitions from a relaxing day on the lake to an adventurous afternoon of wakeboarding or tubing. Whether you’re exploring hidden coves, hosting sunset gatherings, or simply enjoying the open water, the 2004 Cobalt 360 stands out as the perfect choice for the modern boater. Experience the ultimate in marine engineering and timeless design with this extraordinary vessel.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 62,815
Total Payment$112,310.89
Monthly payment
$467.96/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 62,815
Total Payment$112,310.89
Monthly payment
$467.96/mo

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LocationEldonSunrise BeachEldonLake OzarkSunrise BeachEldon
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Address

107 Village Marina Rd
Lake Ozark, MO 65026

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