2025 Wellcraft 38 T-Top Boat in Tampa, FL 33614 US

$499,000

Used
builtBuilt in 2025
Year the boat was built
model

38 T-Top

Boat model
engine

1 Engine (--)

Engine type and count
length

38 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Composite

Hull material
Nominal Length
38ft
Beam
10.75ft
Hull Material
composite
Engine 1
Engine Model
Verado 350
Engine Hours
175
Fuel Type
gasoline

Price History

DateEventPrice
8/20/26Initial price$499,000

Contact Ultimate Marine Tampa

7501 N Dale Mabry Hwy, Tampa, FL, 33614

Wellcraft 38 T-Top: BoatTEST Review

Reviewed by Jeff Hammond

Boat Test Review on BoatTest.com

Overview

At the Cannes Yachting Festival, the Wellcraft 38 T-Top stands out as a versatile vessel designed to blend the qualities of a center console fishing boat with the comforts of a cruiser. Recognizing that approximately 85% of their center console customers also use their boats for cruising, Wellcraft engineered this model to serve both purposes effectively. It offers a balance of fishing capabilities and family-friendly amenities, making it suitable for activities ranging from fishing trips to evening cruises or casual outings to sandbars.

Exterior Design and Deck Features

The Wellcraft 38 T-Top features a distinctive European-style plumb bow equipped with a stainless steel Lumar anchor and a tow hook, allowing it to function as a tender if needed. The hull design emphasizes performance and wave slicing, contributing to impressive speeds. The aft deck includes a spacious seating area that can be reconfigured by stowing the aft seat to accommodate different needs. The boat is outfitted with numerous fishing amenities such as rocket launchers on the hardtop, rod holders, cup holders, and a live well beneath one of the seats. A notable feature is the electrically actuated drop-down sea terrace, which enhances the usability of the aft area. Additionally, the hardtop is reinforced with substantial supports to serve as a tow bar for water sports, providing beam-to-beam sun coverage.

Helm and Control Station

The helm station is equipped with three racing-style chairs, each featuring bolt-down bolsters and foldable armrests for ease of movement. The control layout includes Mercury digital throttle controls, joystick piloting, and a bow thruster, promising intuitive and responsive handling. Aesthetically, the helm incorporates backlit LED accents that enhance the nighttime ambiance. The windshield design is functional, providing fresh airflow directly to the operator’s face while its flared sides help divert wind away from passengers, improving comfort during operation.

Fishing and Entertainment Amenities

Fishing features are well integrated throughout the boat, including macerated fish boxes on both sides of the helm, dedicated tackle storage, and rod storage compartments. The port side houses a fresh water sink and refrigeration, while the starboard side offers a grill or hot plate with additional storage and a pullout trashcan, supporting onboard meal preparation. Ambient lighting is thoughtfully placed around the bow and cockpit, creating an inviting atmosphere for evening gatherings. The bow seating area is versatile, with wet storage boxes that can function as coolers and a table that converts into a large sun lounger with cushions.

Interior Accommodations

Unlike many center consoles that offer minimal below-deck space, the Wellcraft 38 T-Top provides a well-designed cabin area accessible via a door that opens forward and aft for convenience. The cabin is spacious enough for a person up to six feet five inches tall to stand upright comfortably. It includes a walk-in shower that doubles as a wet head, complete with a sink, making it a practical refuge from the elements or a place to rest during longer outings. The shower door can be securely locked while underway, adding to the safety and usability of the space.

Power and Performance

Powered by triple Mercury V10 350-horsepower engines, the Wellcraft 38 T-Top delivers impressive performance metrics. In light conditions, the boat can reach speeds up to 64 miles per hour, while a fully loaded configuration with passengers and fuel yields a top speed of approximately 57 miles per hour. This performance is attributed to the thoughtfully engineered hull design, which enhances wave penetration and overall efficiency.

Conclusion

The Wellcraft 38 T-Top successfully combines the functionality of a center console fishing boat, the entertainment and seating capacity of a pontoon, and the performance expected from a high-powered runabout. Its thoughtful design addresses both fishing enthusiasts and families seeking a comfortable cruising experience. With its powerful triple-engine setup, versatile deck layout, and well-appointed interior, this vessel offers a compelling option for those looking for a multi-purpose boat that excels in both sport and leisure.

Rating: 4.3 out of 5

Overview from around the web 2025 Wellcraft 38 T-Top

The 2025 Wellcraft 38 T-Top is garnering positive feedback from customers who appreciate its blend of performance, style, and functionality

Users are particularly impressed with the boat's powerful engines, providing excellent speed and responsiveness on the water. Many boaters praise the spacious cockpit and well-designed layout, which enhances both comfort and usability during fishing trips or family outings. The ample storage options and integrated fishing features, like rod holders and live wells, make it a favorite among avid anglers. Customers also highlight the boat's sleek design and quality craftsmanship, noting the attention to detail in the interior and exterior finishes. The T-Top provides ample shade while also allowing for easy access to the helm, making it an excellent choice for long days on the water. Overall, the 2025 Wellcraft 38 T-Top is celebrated as a top-tier option for boat enthusiasts looking for adventure, comfort, and reliability.

The Biggest Pros and Cons

The 2025 Wellcraft 38 T-Top is a versatile center console boat designed for both fishing enthusiasts and outdoor adventurers. Its sleek design and robust features make it an appealing option for those looking to spend time on the water.

Pros

Spacious Design: The 38 T-Top offers ample space for fishing, entertaining, and relaxing. With plenty of seating and storage options, it accommodates groups comfortably.

High-Performance Engine Options: This model comes equipped with powerful engine choices, ensuring excellent performance and speed on the water. Its advanced hull design provides stability and a smooth ride, even in rough conditions.

Fishing-Friendly Features: With a large transom, live wells, rod holders, and built-in tackle storage, it's designed specifically for anglers. The ample deck space allows for multiple people to fish without crowding.

T-Top for Protection: The integrated T-top provides shade and protection from the elements, allowing you to enjoy extended outings without the discomfort of sun exposure.

Cutting-Edge Technology: The 2025 model comes equipped with the latest navigation and electronic systems, ensuring that you can easily navigate and monitor your surroundings.

Innovative Cabin Space: The design includes a cozy cabin for overnight stays, complete with amenities that enhance the onboard experience.

Cons

Higher Price Point: The Wellcraft 38 T-Top is positioned in the premium segment of the market, which may be a drawback for budget-conscious buyers.

Maintenance: With advanced technology and powerful engines, regular maintenance may require more time and investment compared to simpler models.

Fuel Consumption: Performance often comes at the cost of increased fuel consumption, which can be a concern for those looking to manage operational costs.

Size Limitations: While spacious, the 38-foot length may limit accessibility to certain docking areas or marinas that cater to smaller boats.

Dependent on Weather: The open design, while enjoyable for many, may expose passengers to wind and weather if not properly equipped and dressed.

Made For

The 2025 Wellcraft 38 T-Top is designed for those who crave adventure on the open waters while enjoying comfort and performance. This versatile vessel caters to a wide range of boating enthusiasts, including: 1. Fishing Aficionados: Equipped with ample rod storage, live wells, and space for tackle, the 38 T-Top is perfect for both serious anglers and weekend fishing trips. 2. Family and Leisure Boaters: With spacious seating and a robust design, this boat is ideal for families looking to enjoy a day on the water. Its amenities ensure that everyone can relax and have fun, whether cruising or anchoring for a swim. 3. Water Sports Enthusiasts: The 38 T-Top’s power capabilities and stability make it excellent for towing water skiers, wakeboarders, and tubers, providing unforgettable memories on the waves. 4. Coastal Cruisers: Those who enjoy coastal excursions will appreciate the boat's range and fuel efficiency, allowing for longer journeys with confidence. 5. Luxury Seekers: With upscale finishes and thoughtful design elements, the Wellcraft 38 T-Top appeals to boaters who value style and comfort alongside performance. Overall, the 2025 Wellcraft 38 T-Top is perfect for anyone looking to elevate their boating experience, combining functionality, stability, and luxury to cater to the demands of modern marine adventurers.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Wellcraft 38 T-Top. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Wellcraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 424,150
Total Payment$758,364.45
Monthly payment
$3,159.85/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Wellcraft 38 T-Top. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Wellcraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 424,150
Total Payment$758,364.45
Monthly payment
$3,159.85/mo

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Price$499,000$597,230$699,800$284,900$259,900$196,182
LocationTampaKey LargoMiamiTampaTampaSaint Petersburg
Nominal Length38'39'40'28'28'27'
Engine Make--Mercury--MERCURY
Total Engine Power--300 hp--400 hp
Days on Market14270971357469
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7501 N Dale Mabry Hwy
Tampa, FL 33614

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