2025 Yamaha 195 FSH Boat in Islamorada, FL 33036 US

$49,977

Used
builtBuilt in 2025
Year the boat was built
model

195 FSH

Boat model
engine

1 Engine (--)

Engine type and count
length

19.4 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material
Nominal Length
19.42ft
Hull Material
other
Engine 1
Engine Hours
10
Fuel Type
gasoline
Engine Year
2025
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp

Price History

DateEventPrice
6/5/26Price decreased$49,977(-5.7%)
6/5/26Initial price$52,977

Contact Boaters World Marine Centers Islamorada

73501 Overseas Hwy, Islamorada, FL, 33036

Boattest.com Review

Overview

The Yamaha 195 FSH is a versatile 19-foot 5-inch center console boat designed to balance family-friendly features with serious fishing capabilities and coastal living comfort. Equipped with the upgraded 1.8 liter SVHO engine, this model offers a blend of performance, functionality, and thoughtful design elements that cater to both anglers and recreational boaters.

Exterior Design and Deck Layout

The boat measures 19 feet 5 inches in length overall with a beam of 8 feet 2 inches and a draft of 16 inches. Its transom features Yamaha's signature two-level patio design, with an upper section 18 inches deep and padded bolsters serving as seat backs, and a lower platform just 8 inches above the waterline for easy reboarding, aided by grab handles and a ladder. The bow area includes a 34-inch wide seat ahead of the console and an aft-facing seat on the foredeck, both equipped with grab handles. The elevated casting deck at the bow measures 39 by 64 inches, tapering to 52 inches, with 9-inch high bulwarks for safety. Side decks maintain a 20-inch clearance, unobstructed by the low-profile supports of the collapsible tower. Multiple rod holders are integrated throughout the boat, including vertical holders on the console, rocket launcher-style holders on the tower’s trailing edge, and horizontal holders beneath padded bolsters in the cockpit. Storage is ample, with compartments under the aft deck hatches, the bow seating, foredeck, and forward console seat.

Helm and Control Station

The helm console is thoughtfully arranged with the stainless steel steering wheel positioned to port on a tilt base, featuring a steering knob and responsive feedback that returns the wheel to center when released. The 4.6-inch Yamaha K'next display is prominently placed ahead of the wheel, accompanied by a compass and electrical rocker switches below. Controls including ignition, blower switch, throttle binnacle, and switches for bilge, live well, and wash down are conveniently located. The helm seat is a fixed 32-inch wide bench with a foot rail, and the console top provides a padded surface with raised edges for securing items. Storage compartments, both lockable and open, are integrated beneath the observer’s position, which also includes a padded area, grab handle, and stereo remote.

Engine and Performance

Powering the 195 FSH is Yamaha's 1.8 liter SVHO engine, accessible via a hatch at the helm seat that features dual gas struts and soundproofing for ease of maintenance and noise reduction. The boat’s empty weight is 2,487 pounds, with a test weight of approximately 2,717 pounds including fuel and two passengers. During testing, the engine reached 7,540 RPM delivering a top speed of 48.2 miles per hour. The most economical cruise speed was 31 miles per hour at 6,000 RPM, burning 10.6 gallons per hour for a fuel efficiency of 2.9 miles per gallon and a range of 105 miles while maintaining a 10% fuel reserve. Acceleration is brisk, with planing achieved in 3.6 seconds, 20 mph reached in 4 seconds, and 30 mph in 6 seconds. The boat features a no-wake mode with two settings: No Wake 1 at 1,600 RPM provides a trolling speed of 2 mph with low fuel consumption, while No Wake 2 at 1,980 RPM increases speed to 3 mph. The extended keel enhances turning by acting as a rudder, providing stable wide turns at speed and more aggressive maneuverability at lower speeds. The jet propulsion system eliminates the need for a transmission, enabling very short stopping distances when shifting into reverse.

Fishing Features

The 195 FSH is well-equipped for fishing, with a jet engine that preserves usable stern space. Rod holders are strategically placed in the cap rails and on the collapsible tower. The jump seats have removable backs to convert the cockpit into an elevated casting deck with 9-inch bulwarks for safety. A 25-gallon livewell is located under a starboard hatch, and a carry-on cooler fits beneath the helm seat. The leaning post includes a reversible seat back to allow anglers to watch lines or sit comfortably while working the deck. Additional features include padded bolsters along the cockpit sides, a quick-connect wash down system powered by the jet pump, and dedicated storage for a 5-gallon bucket. Tackle storage is conveniently positioned on the port side of the bow.

Family and Coastal Living Amenities

Beyond fishing, the 195 FSH offers numerous family-friendly features. The dual-level transom patio provides comfortable seating and easy water access, while the cockpit includes two jump seats flanking the center bench seat. The bow seating areas offer additional spots for relaxation, all with integrated grab handles for safety. Storage compartments throughout the boat accommodate gear and personal items. The design supports coastal living lifestyles, with options for water sports accessories that enable activities such as surfing. The combination of center console functionality with jet propulsion delivers a versatile platform suitable for both fishing enthusiasts and family day boaters.

Conclusion

The Yamaha 195 FSH successfully integrates the demands of fishing and family recreation into a compact, well-designed center console boat. Its powerful and efficient 1.8 liter SVHO engine, combined with thoughtful features like the transom patio, elevated casting deck, and ample storage, make it a compelling choice for coastal boaters. The jet propulsion system enhances maneuverability and safety, while the boat’s layout supports both serious anglers and casual family outings. Overall, Yamaha has crafted a boat that effectively marries performance, versatility, and comfort.

Rating: 4.3 out of 5

Overview from around the web 2025 Yamaha 195 FSH

The 2025 Yamaha 195 FSH has garnered enthusiastic feedback from boaters who appreciate its blend of performance, versatility, and comfort

Customers have highlighted several key features that make this model stand out: 1. Performance: Many users praise the boat’s powerful Yamaha engine, noting its impressive acceleration and smooth ride on various water conditions. The efficiency of the engine allows for longer outings without frequent refueling. 2. Design and Layout: Customers love the open layout that enhances social interaction while onboard. The spacious cockpit and generous seating accommodate families and friends, making it ideal for outings and gatherings. 3. Versatile Fishing Features: The 195 FSH is recognized for its fishing capabilities, including built-in rod holders, a livewell, and ample storage for gear. Anglers appreciate the thoughtful design that caters to both fishing enthusiasts and recreational boaters. 4. Ease of Handling: Users comment on the excellent maneuverability of the boat, often highlighting its responsiveness and stability, which makes it suitable for both novice and experienced boaters. 5. Comfortable Amenities: The inclusion of comfortable seating, spacious storage compartments, and high-quality materials has received positive feedback, with customers appreciating the details that enhance overall enjoyment. Overall, the 2025 Yamaha 195 FSH is celebrated for seamlessly combining fishing functionality with recreational boating, making it a favored choice for those seeking a dependable and enjoyable watercraft experience.

The Biggest Pros and Cons

Pros

Innovative Design: The 2025 Yamaha 195 FSH features a sleek and modern design, providing a stylish appearance on the water while maximizing utility and performance.

Versatile Functionality: This model is equipped to handle various activities, from fishing to family outings, making it a great all-in-one vessel.

Yamaha's Reliable Engine: Powered by a high-performance, fuel-efficient Yamaha Marine engine, the 195 FSH offers reliable power and impressive acceleration for all your boating adventures.

Spacious Layout: With ample seating and deck space, the boat ensures comfort for you and your passengers, allowing ample room for gear, coolers, and fishing equipment.

Advanced Technology: Incorporating cutting-edge technology features, such as a touchscreen display, advanced navigation, and stereo systems, enhances the overall boating experience.

Stability and Handling: The Deep-V hull design provides excellent stability and handling, even in choppy waters, ensuring a smooth ride.

Built-in Fishing Features: Equipped with rod holders, live wells, and tackle storage, the 195 FSH is well-suited for fishing enthusiasts.

Trailer Compatibility: Designed for easy towing and launching, the boat’s compatibility with trailers simplifies transport to your favorite waterways.

Cons

Price Point: As with many high-quality boats, the 2025 Yamaha 195 FSH may come with a higher price tag compared to entry-level models, which might be a barrier for budget-conscious buyers.

Weight: While the boat's construction adds to its durability, it may also be heavier than some competitors, potentially affecting towing capacity.

Limited Customization Options: Some users may find the customization options for features and layouts to be limited compared to other brands.

Fuel Consumption: Depending on usage, fuel consumption can be a concern for some boaters, especially during long excursions.

Storage Challenges: While the boat has adequate seating, some users may find that storage for larger items (like coolers or wakeboards) can be a bit tight.

Noise Level: The powerful engine, while efficient, can produce more noise compared to quieter alternatives, which might detract from a serene boating experience.

Maintenance Costs: Regular maintenance and repairs can be expensive, especially if seeking authorized service for specific Yamaha components.

Made For

The 2025 Yamaha 195 FSH is designed for avid water enthusiasts who seek versatility and performance in their boating experience. It's ideal for families looking to enjoy leisurely outings, fishing trips, or thrilling water sports adventures. With its spacious layout and smart storage solutions, it caters to those who appreciate both comfort and functionality. Whether you’re a seasoned boater or a new family stepping into the world of watercraft, the 195 FSH provides an accessible and enjoyable platform. Its innovative features, combined with Yamaha's commitment to quality and reliability, make it a perfect choice for recreational boaters who desire a well-rounded vessel for exploration, relaxation, and fun on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Yamaha 195 FSH. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 42,480
Total Payment$75,952.66
Monthly payment
$316.47/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Yamaha 195 FSH. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 42,480
Total Payment$75,952.66
Monthly payment
$316.47/mo

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73501 Overseas Hwy
Islamorada, FL 33036

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