2004 Meridian 490 Pilothouse
$269,900
Boat in National City, CA 91950 US
490 Pilothouse
2 Engines (2x Cummins)
49 feet
Diesel
Fiberglass/Reinforced
Step aboard Adventures Await, the 2004 Meridian 490 Pilothouse, one of the most sought after models in her class. Renowned for her spacious layout, solid build quality, and proven cruising capabilities, the 490 offers a perfect balance of comfort, performance, and versatility for extended cruising or liveaboard life.
Transferable slip with marina approval.
UPGRADES Electronics including 2 transducers and sound system upgraded in 2021. New Bimini and canvas covers in 2025. Bottom paint, Shark cutters added to the shafts and waterless shaft seals done in Nov. 2024. New 20 gallon water heater and fresh water pump. 4 batteries replaced in 2025. New Carbon Monoxide sensors good for 5 years. New 10 year rated smoke alarms. Custom mattresses in master and guest suite.
Full service on engines and generator. Replaced all fluids and anodes done this May.
Generator and Engines cooling systems flushed July 2025
Oil and Transmission samples done last month. Will provide upon request.
This well-maintained vessel features:
Twin Cummins diesel engines
A three-stateroom, two-head layout
Raised pilothouse helm with great visibility and full electronics -
An expansive salon and galley, perfect for entertaining
Covered cockpit and wide side decks for easy line handling and safety underway.
The Meridian 490 delivers a smart blend of form and function and livability serious boaters demand.
Tender included
Listing agent is owner of vessel.
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.
Price History
| Date | Event | Price |
|---|---|---|
| 5/19/26 | Initial price | $269,900 |
Videos from Luke Brown Yachts California on this 2004 Meridian 490 Pilothouse
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Overview from around the web 2004 Meridian 490 Pilothouse
Customers have praised the 2004 Meridian 490 Pilothouse for its spacious and thoughtfully designed layout, making it an ideal choice for both leisure cruising and extended stays
The pilothouse configuration offers excellent visibility and a comfortable helm station, allowing for easy navigation in various conditions. Many appreciate the quality of craftsmanship and the durability of the materials used throughout the vessel. Reviews frequently highlight the generous living space, featuring a large salon with expansive windows that flood the interior with natural light. The galley is often noted for its functionality, equipped with modern appliances and ample storage, making meal preparation a joy. The spacious staterooms, especially the master suite with an en-suite head, have received accolades for comfort and privacy. Additionally, the boat’s stability and handling on the water have been commended, giving owners confidence whether cruising or at anchor. Overall, the 2004 Meridian 490 Pilothouse is recognized for its blend of luxury, comfort, and performance, making it a favorite among boating enthusiasts.
The Biggest Pros and Cons
Meridian 490 Pilothouse 2004: Pros and Cons
Pros
Spacious Interior: The Meridian 490 Pilothouse boasts a generous living space, making it ideal for entertaining guests or enjoying family time on the water.
Pilothouse Design: The raised pilothouse offers excellent visibility and a comfortable driving experience, allowing for better navigation and control, especially in rough seas.
Well-Equipped Galley: The kitchen area features modern appliances and ample counter space, making it convenient for onboard cooking and dining.
Two-Stateroom Layout: With a master stateroom and a guest stateroom, the layout provides privacy for both owners and guests, enhancing the overall cruising experience.
Wide Beam: The boat's wide beam contributes to stability and comfort, providing a smoother ride and a spacious feel both inside and on deck.
Outdoor Spaces: The large flybridge and aft deck provide plenty of room for sunbathing, dining, or entertaining, maximizing the outdoor experience.
Fuel Efficiency: Equipped with twin diesel engines, the 490 Pilothouse offers good fuel efficiency, allowing for extended cruising without frequent refueling.
Cons
Maintenance Costs: As with any larger yacht, upkeep and maintenance can be costly, especially given the complexity of systems and age of the vessel.
Size Limitations: The 490’s size may pose challenges for docking and navigating in tighter spaces or smaller marinas.
Age Considerations: As a 2004 model, some systems or features may be outdated, requiring potential upgrades or replacements to meet modern standards.
Price Point: While it's a quality vessel, the initial investment and insurance costs can be significant compared to smaller boats.
Draft: The draft may limit access to shallow areas, restricting exploration in certain coastal regions or smaller waterways.
Handling in Bad Weather: Although the pilothouse adds control, the boat's size can make it less maneuverable in challenging weather conditions compared to smaller vessels.
Market Competition: The used boat market for similar models may offer competing options, requiring careful consideration and comparisons when purchasing.
Made For
The 2004 Meridian 490 Pilothouse is an ideal choice for seasoned boaters and newcomers alike who seek a perfect blend of comfort, performance, and functionality. Designed for those who relish extended cruising, this luxury motor yacht offers ample living space and modern amenities, making it suitable for families, couples, or entertaining guests on the water. With its spacious pilothouse, the Meridian 490 is perfect for those who appreciate the ease of navigation and visibility while underway. The versatile layout includes a well-appointed galley, inviting salon, and comfortable staterooms, ensuring that everyone onboard can enjoy both relaxation and entertainment. Whether you are looking to explore coastal waters, enjoy fishing excursions, or host memorable gatherings, this vessel caters to a wide range of activities and lifestyles. For avid sailors who appreciate a well-crafted, robust yacht that stands up to both leisurely weekends and longer adventures, the Meridian 490 Pilothouse is a quintessential choice.
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2004 Meridian 490 Pilothouse | |||||
|---|---|---|---|---|---|
| $269,900 | $269,900 | $269,900 | $275,000 | $279,000 | $259,000 |
| National City | San Diego | San Diego | San Rafael | Oxnard | Marina Del Rey |
| 49' | 49' | - | 49' | 49' | 48' |
| 3' | - | - | - | - | - |
| Cummins | Cummins | Cummins | Cummins Diesel | Cummins MerCruiser | Cumins |
| 330 hp | 330 hp | 330 hp | 330 hp | 330 hp | 330 hp |
| 12 | 128 | 12 | 186 | 245 | 133 |
Other 2004 Meridian 490 Pilothouse For Sale in California, United States
Other Meridian 490 Pilothouse boats for sale in California, United States
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Meet the Broker

Address
Boat Location
Contact Luke Brown Yachts California about 2004 Meridian 490 Pilothouse
3038 Industry St. #109, Oceanside, CA, 92054-4871













































