2020 Regal 38 XO

$463,000

Used

Boat in Edgewater, MD 21037 US

builtBuilt in 2020
Year the boat was built
model

38 XO

Boat model
engine

3 Engines (3x --)

Engine type and count
length

38 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
38ft
Length Overall
38.83ft
Beam
11.92ft
Max Draft
3.17ft
Drive Up Draft
2ft
Deadrise At Transom
18deg
Dry Weight
18000lb
Fresh Water Tanks
55gal
Fuel Tanks
350gal
Holding Tanks
40gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Type
outboard
Fuel Type
gasoline
Engine 2
Engine Type
outboard
Fuel Type
gasoline
Engine 3
Engine Type
outboard
Fuel Type
gasoline
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
2/2/26Price decreased$463,000(-0.4%)
12/16/25Price decreased$465,000(-6.6%)
11/18/25Price decreased$498,000(-4.2%)
10/17/25Initial price$520,000

Contact Knot 10 Yacht Sales

Boat Location Appears Under Price In Listing

Overview from around the web 2020 Regal 38 XO

Customers are praising the 2020 Regal 38 XO for its sleek design, spacious layout, and powerful performance

Many highlight the boat’s comfortable seating and high-quality materials, making it ideal for both relaxing cruises and entertaining guests. The innovative features, such as the advanced helm technology and versatile swim platform, receive positive remarks for enhancing the overall boating experience. Additionally, users appreciate the smooth handling and stability, which contribute to confident navigation in various water conditions. Overall, owners commend the Regal 38 XO for combining luxury, functionality, and performance in a stylish package.

The Biggest Pros and Cons

The 2020 Regal 38 XO offers a blend of luxury, performance, and versatility, making it a popular choice among boating enthusiasts. Here are some of the key pros and cons to consider:

Pros

Spacious and Comfortable Layout: The 38 XO features a well-designed cockpit and cabin area with ample seating, making it ideal for entertaining and extended cruising.

Powerful Performance: Equipped with twin engines, the boat delivers strong acceleration and smooth handling, suitable for both leisurely cruises and more spirited outings.

High-Quality Construction: Regal is known for its attention to detail and quality materials, resulting in a durable and attractive vessel.

Versatile Design: The boat’s design accommodates various activities, including fishing, watersports, and overnight stays, thanks to its functional cabin and deck spaces.

Advanced Technology: It comes with modern electronics and navigation systems, enhancing safety and ease of operation.

Cons

Fuel Consumption: With its twin engines and size, the 38 XO can be less fuel-efficient compared to smaller or single-engine boats.

Price Point: The level of luxury and features means the boat can be on the higher end of the price spectrum, potentially limiting accessibility for some buyers.

Maneuverability in Tight Spaces: While generally easy to handle, the boat’s size may make docking and maneuvering in confined marinas more challenging for less experienced operators.

Limited Storage: Some users note that storage space, particularly below deck, can be somewhat limited given the boat’s size and layout.

Made For

The 2020 Regal 38 XO is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy day cruising, entertaining, and watersports, this model offers spacious seating, modern amenities, and powerful performance. Whether you're planning coastal adventures or relaxing on the water, the Regal 38 XO caters to those who value comfort, style, and exceptional craftsmanship in their boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,931.89/mo
$
$
%
Principal Loan Amount$ 393,550
Total Payment$703,652.78

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,931.89/mo
$
$
%
Principal Loan Amount$ 393,550
Total Payment$703,652.78

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