2020 Regal 38 XO
$463,000
Boat in Edgewater, MD 21037 US
Built in 2020
38 XO
3 Engines (3x Yamaha)
38 feet
Gas
Fiberglass/Reinforced
This 2020 Regal 38 XO is a standout example of one of the most versatile and desirable express cruisers in its class-combining luxury yacht comfort with the performance and ease of outboard power.
Powered by triple Yamaha 300HP outboards, this boat delivers an impressive blend of speed, reliability, and joystick-controlled handling. Expect confident offshore capability, smooth acceleration, and a top-end pushing close to 50 mph, all while maintaining excellent cruising efficiency for a boat of this size.
Equipped with a Seakeeper gyro stabilizer, this 38 XO offers a noticeably smoother ride at rest and underway-dramatically reducing roll and enhancing comfort whether you're entertaining at anchor or cruising in less-than-ideal conditions.
Inside, the layout is one of Regal's biggest highlights. This boat features a true 2-cabin design, making it ideal for couples or families:
- A forward master stateroom with a centerline queen berth and generous walk-around space
- A spacious mid-cabin that converts between twin beds and a full king
- A well-appointed head with separate walk-in shower
This intelligent layout comfortably sleeps four and feels far larger than most boats in the 38-foot range.
The upper salon and cockpit seamlessly blend indoor and outdoor living, thanks to large panoramic windows and sliding glass doors. Features like the electric sunroof, aft cockpit grill, and expansive seating areas make this an exceptional platform for entertaining or extended cruising.
With low hours and light use, this particular vessel shows in fantastic condition-a rare opportunity to own a highly optioned, late-model Regal that has been well cared for and just brought out of winter storage.
Boats like this-especially with triple 300s and Seakeeper-do not sit long. It is clean, turnkey, and ready for the season.
Do not wait-this is the kind of boat that sells the moment it's seen.
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.
Price History
| Date | Event | Price |
|---|---|---|
| 2/2/26 | Price decreased | $463,000(-0.4%) |
| 12/16/25 | Price decreased | $465,000(-6.6%) |
| 11/18/25 | Price decreased | $498,000(-4.2%) |
| 10/17/25 | Initial price | $520,000 |
2020 Regal 38 XO Video Tours
Boattest.com Review
Overview
The Regal 38XO is a versatile cruiser designed to excel both as a capable boat for extended cruising and as an outstanding entertainment platform. Featuring a single-level main deck with multiple social zones, the 38XO offers Regal's power of choice with options for stern drive or outboard propulsion, exemplified here with triple Yamaha 300 outboards. This model balances performance, comfort, and functionality to meet diverse boating needs.
Exterior Design and Deck Layout
At the stern, the 38XO is equipped with triple Yamaha 300 outboard engines, with the center engine featuring an extension to position the propeller below the boat's 18-degree dead rise, optimizing propulsion efficiency. The design minimizes platform loss despite the outboards, incorporating two sizable 42-inch by 21-inch swim steps on either side and a 14-inch deep service platform just ahead of the engines. A concealed reboarding ladder is accessible under a hatch to port. Functional 8-inch pull-up cleats are positioned to avoid trip hazards, complemented by higher-mounted 10-inch cleats on the bulwarks. The transom houses two storage compartments with gas-strut-assisted hatches, one containing the 12-volt master breaker and shore power cord reel switch, and another offering substantial storage space. An electric lift hatch reveals the cockpit's underfloor storage and mechanical components, including the SeaKeeper 3 gyro stabilizer, fuel tank, batteries, generator, black water tank, and air conditioning system. Additional compartmentalized storage is located forward of this space. Access to the side decks and fixed piers is facilitated by starboard steps and port stairs, respectively.
Cockpit and Social Areas
The cockpit features an L-shaped seating arrangement that fosters a comfortable social environment, centered around an expandable solid teak pedestal table with dedicated storage beneath the seating. Upholstery demonstrates an elevated level of craftsmanship, combining patterned fabrics over varying thicknesses of water-resistant foam. A refreshment center includes a stainless steel grab rail, an electric grill with storage for its cover, a trash receptacle, and a refrigerated drawer, all protected under an extended hardtop standing 6 feet 9 inches above the deck. The hardtop integrates padded vinyl inserts housing LED lighting, speakers, and a drop-down 30-inch flat-screen television. Access to the bow or fixed piers is facilitated by a removable section of the cockpit sofa and port-side steps, with safety enhanced by overhead grab handles and 13-inch wide side decks bordered by a cabin-top rail and 24-inch high side rails.
Bow and Foredeck Features
The foredeck includes a versatile sun pad on the trunk cabin that converts into two-level chaises on both sides, complemented by a three-level flip-up bench seat forward and a pull-up cabana-style bimini for shade. A Fusion stereo control and beverage holder are conveniently located nearby. Ground tackle is concealed beneath recessed foredeck hatches, with cleats provided to secure the anchor rode. Road locker access is available port and starboard, each equipped with washdown capabilities. Foot controls for the anchor and aft-mounted speakers flank a remote spotlight, enhancing functionality and entertainment.
Interior Living Spaces
Accessed through a 32-inch sliding glass door, the interior offers a spacious salon with 6 feet 3 inches of headroom and 29 inches of space between the cabinet and sofa across the single-level deck. The galley is well-appointed with overhead storage including a microwave, open counter space with removable Corian covers over an electric cooktop and single-basin sink, and storage for the covers below. Two refrigerated drawers and a pull-out trash receptacle add convenience. The aft glass panel retracts into the lower cabinetry, seamlessly blending the interior with the cockpit and keeping the host centrally engaged. The salon includes a two-across couch with soft-touch vinyl upholstery, additional Corian surfaces with beverage holders, and integrated air-conditioning vents beneath expansive side windows that flood the space with natural light. Storage is available both behind and below the seating, and a 32-inch drop-down television is positioned for viewing from the port side.
Helm and Navigation
The helm station features a soft-touch brow over twin 12-inch Garmin displays arranged in a glass dash configuration. Below the displays are a stainless steel beverage holder, an array of electrical switches, a connectivity cubby, and the bow thruster joystick. The Fusion stereo system is fully integrated beneath the helm. The steering wheel is mounted on a tilt base, with VHF radio and engine start/stop controls conveniently located nearby. The starboard panel houses engine controls, the SeaKeeper gyro stabilizer control, the Optimus joystick for docking, trim tab controls, and a remote controller for the forward displays. Visibility is excellent through a large 50-inch by 99-inch single-piece windshield with a 9-inch brow, complemented by an opening side window. The helm seat is 32 inches wide with a single flip-up bolster and fore-aft electric adjustment, including storage compartments beneath. A flip-down 7-inch high platform enhances visibility for shorter operators.
Private Accommodations
Below deck, accessed via a center-mounted companionway, are two staterooms and a split head, all climate-controlled by an 18,000 BTU air conditioning system. The main electrical panel is located to starboard, featuring tank controls, 12-volt switches, and 120-240 volt panels. The master stateroom features an island berth measuring 79 by 60 inches, flanked by lengthy hallside windows with accent lighting and a padded headboard. Headroom reaches 6 feet 2 inches, with full-width storage drawers beneath the berth and additional storage accessible by lifting the mattress. A cedar hanging locker is situated to port, and a 32-inch flat-screen TV is mounted on the aft bulkhead. The adjacent split head includes a water closet with an electric flush porcelain toilet and sink to starboard, and a spacious shower with wood accents and contemporary fixtures to port. The VIP stateroom, located aft, offers a centerline berth that slides apart into two 40-inch wide singles. Although headroom is more limited here, ranging from 5 feet 4 inches at the entrance down to 2 feet 4 inches over the berth, the space includes hallside windows, storage drawers, hanging lockers, and a 32-inch television.
Power and Performance
The Regal 38XO measures 38 feet 10 inches overall, with a beam of 11 feet 11 inches and a draft of 38 inches. The test weight, including 65% fuel and three people aboard, was approximately 19,970 pounds. Powered by triple Yamaha F300 outboards with 17-pitch, 15.5-inch Saltwater Series II propellers, the boat achieved a top speed of 49.2 miles per hour at 5,800 RPM. The most efficient cruising speed was recorded at 31.2 miles per hour at 4,000 RPM, consuming 36.7 gallons per hour and yielding approximately 0.9 miles per gallon, with a range of 268 miles while maintaining a 10% fuel reserve from the 350-gallon total capacity. The 38XO demonstrated quick acceleration, reaching planing speed in 4.7 seconds with a 10.5-degree bow rise, 20 miles per hour in 6.5 seconds, and 30 miles per hour in 10.7 seconds. The boat maintains a slightly bow-high attitude at cruise, easily corrected with trim tabs. Handling is agile and responsive, with a 19-degree lean into turns and moderate speed reduction during cornering. The hull cuts through light wakes with minimal slapping and offers smooth cruising in calm conditions. Docking is facilitated by the Helm Master joystick system, which effectively manages the triple engines—two of which are tied together—allowing precise and gentle maneuvering.
Conclusion
The Regal 38XO successfully combines strong performance with a thoughtfully designed entertainment platform and comfortable accommodations. Its multiple social zones, high-quality finishes, and versatile interior and exterior layouts make it well suited for both cruising and entertaining. The boat's handling characteristics, efficient powertrain, and advanced docking controls further enhance its appeal as a capable and enjoyable vessel. Overall, the 38XO reflects Regal's commitment to blending functionality, style, and performance in a well-rounded package.
Overview from around the web 2020 Regal 38 XO
Customers are praising the 2020 Regal 38 XO for its sleek design, spacious layout, and powerful performance
Many highlight the boat’s comfortable seating and high-quality materials, making it ideal for both relaxing cruises and entertaining guests. The innovative features, such as the advanced helm technology and versatile swim platform, receive positive remarks for enhancing the overall boating experience. Additionally, users appreciate the smooth handling and stability, which contribute to confident navigation in various water conditions. Overall, owners commend the Regal 38 XO for combining luxury, functionality, and performance in a stylish package.
The Biggest Pros and Cons
The 2020 Regal 38 XO offers a blend of luxury, performance, and versatility, making it a popular choice among boating enthusiasts. Here are some of the key pros and cons to consider:
Pros
Spacious and Comfortable Layout: The 38 XO features a well-designed cockpit and cabin area with ample seating, making it ideal for entertaining and extended cruising.
Powerful Performance: Equipped with twin engines, the boat delivers strong acceleration and smooth handling, suitable for both leisurely cruises and more spirited outings.
High-Quality Construction: Regal is known for its attention to detail and quality materials, resulting in a durable and attractive vessel.
Versatile Design: The boat’s design accommodates various activities, including fishing, watersports, and overnight stays, thanks to its functional cabin and deck spaces.
Advanced Technology: It comes with modern electronics and navigation systems, enhancing safety and ease of operation.
Cons
Fuel Consumption: With its twin engines and size, the 38 XO can be less fuel-efficient compared to smaller or single-engine boats.
Price Point: The level of luxury and features means the boat can be on the higher end of the price spectrum, potentially limiting accessibility for some buyers.
Maneuverability in Tight Spaces: While generally easy to handle, the boat’s size may make docking and maneuvering in confined marinas more challenging for less experienced operators.
Limited Storage: Some users note that storage space, particularly below deck, can be somewhat limited given the boat’s size and layout.
Made For
The 2020 Regal 38 XO is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy day cruising, entertaining, and watersports, this model offers spacious seating, modern amenities, and powerful performance. Whether you're planning coastal adventures or relaxing on the water, the Regal 38 XO caters to those who value comfort, style, and exceptional craftsmanship in their boating experience.
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 2020 Regal 38 XO | |||||
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| $463,000 | $239,900 | $184,999 | $147,995 | $142,999 | $129,900 |
| Edgewater | Grasonville | Pasadena | Pasadena | Pasadena | Edgewater |
| 38' | 35' | 27' | 27' | 27' | 32' |
| 3' | - | - | - | - | - |
| Yamaha | Volvo | Yamaha | Yamaha | Yamaha | Merc |
| 300 hp | 220 hp | 300 hp | 300 hp | 300 hp | 300 hp |
| 220 | 148 | 64 | 60 | 4 | 255 |
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