2025 Monterey M-45

$97,500

$99,999

New

Boat in Chester, MD 21619 US

builtBuilt in 2025
Year the boat was built
model

M-45

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
24ft
Length Overall
26.33ft
Beam
8.5ft
Max Bridge Clearance
7.67ft
Max Draft
2.67ft
Drive Up Draft
1.33ft
Deadrise At Transom
20deg
Dry Weight
4500lb
Cruising Speed
29.55kn
Max Speed
44.32kn
Range
112.97nmi
Heads
1
Max Passengers
14
Max Capacity
3232
Seating Capacity
14
Fresh Water Tanks
10gal
Fuel Tanks
50gal
Holding Tanks
3gal
Electrical Circuit
12v
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Mercury
Engine Model
250XXl
Total Power
250hp
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2024
Propeller Type
3-blade
Propeller Material
stainless-steel
Cockpit Shower
Cockpit Cushions
Cockpit Table
Swimming Ladder
Road Trailer
Electric Bilge Pump
Marine Head
Battery Charger
Radio
Compass
Cockpit Speakers
Bimini Top
Cockpit Cover
Shore Power Inlet
Cockpit
  • Cockpit Table w/ Pedestal & Vertical Mount Bases, Fwd
  • Cooler, 48 Qt Carry-On
  • Courtesy Lighting, Blue/White, LED 12 V
  • Drink Holders, Stainless Steel (10)
  • Fiberglass Cockpit Liner w/Non-Skid & Self Bailing
  • Grab Rails
  • Stereo, Fusion Satellite Ready AM/FM w/built-in iPod Dock, & (4) Speakers & Dash Remote
  • Outlet, 12 V
  • Storage, In-Floor Ski w/Gas Assisted Hatch Cover & Dry Deck
  • Storage, Starboard Helm
  • Transom Shower, w/Pressurized Water (Cold Only)
  • Wet Bar w/Solid Surface Top, Sink, Faucet, Trash Receptacle & Storage
Electrical System
  • Battery Switch, Dual w/ 2 Battery Trays
  • Weatherproof Electrical System w/Individual Circuit Protection
Head
  • Toilet (Porta-Potti)
  • Flooring, Synthetic Wood
Helm
  • Compass
  • Depth Sounder w/Shallow Water Alarm
  • Digital GPS Speedometer

  • Instrumentation w/Fog Resistant Gauges & Low Glare Night Lighting
  • MP3 Adapter
  • Outlet, 12 V USB
  • Steering Wheel, Black w/Silver Insert
  • Steering, Power Assisted (Mercury Only)
  • Steering, Tilt
  • Switches, Lighted Weatherproof
Hull and Deck
  • Air Assist Chine
  • Barrier Coat Vinylester
  • Boarding Ladder, Telescoping & Recessed, Bow
  • Bow & Stern Eyes, Stainless Steel, w/SS Backing Plate
  • Bow Hand Rails, Stainless Steel
  • Bow Plate, Stainless Steel
  • Cleats, Pull-up, Stainless Steel (6)
  • Colored Hull & Deck Stripe
  • Cooler Molded In, Bow
  • Custom Hull Side Graphics
  • Door, Walk-Thru at Helm
  • Door, Walk-Thru at Transom
  • Drain Plug, Brass Garboard
  • Horn, Electric Flush Mount
  • Lifetime Limited Hull Warranty
  • Lights, Docking
  • Lights, Navigation, LED
  • NMMA Certified
  • Rub Rail, Heavy Duty w/Stainless Steel Insert
  • Storage, Anchor w/Fiberglass Hatch (Drains Overboard)
  • Storage, Transom Wakeboard w/Gas Assisted Hatch & Dry Deck
  • Swim Ladder, Telescoping & Recessed, Stern w/Fiberglass Hatch
  • Swim Platform, Integral
  • Thru Hulls, Stainless Steel Above Waterline
  • Transhield Cover
  • Windshield, Curved Tempered w/Walk-Thru, Onyx Framed
Seating
  • Aft Facing Transom Seat
  • Aft Back to Back L-Lounge w/Fiberglass Bases & Sun Pad Conversion w/Recliner, Electrically Actuated
  • Bow Seating w/Hinged Storage Skirts
  • Bucket Seat, Swivel w/Slider & Flip-Up Bolster, Port & Starboard
  • Seat Cushions w/Storage Compartments, Bow
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
4/2/26Price decreased$97,500(-2.5%)
3/5/26Price decreased$99,999(-4.6%)
7/15/25No change$124,900
7/14/25Price decreased$104,800(-16.1%)

Videos from Annapolis Boat Sales on this 2025 Monterey M-45

Overview from around the web 2025 Monterey M-45

Customers are raving about the 2025 Monterey M-45 for its sleek design, powerful performance, and exceptional comfort on the water

Many highlight the spacious cockpit and luxurious seating, making it perfect for entertaining friends and family. Boaters appreciate the advanced technology features, including intuitive controls and high-quality sound systems, which enhance the overall experience. The smooth handling and reliable engine options receive frequent praise, ensuring confidence and excitement during every outing. Overall, owners commend the M-45 for combining style, functionality, and innovation in a versatile and impressive package.

The Biggest Pros and Cons

The 2025 Monterey M-45 offers a compelling blend of performance, style, and comfort, making it a popular choice for boating enthusiasts. Here are some of the key pros and cons to consider:

Pros

Sleek Design: The M-45 features a modern, aggressive exterior design that stands out on the water.

Spacious Layout: With ample seating and a well-thought-out deck plan, it comfortably accommodates family and friends.

Powerful Performance: Equipped with robust engine options, the M-45 delivers impressive speed and handling.

Advanced Technology: Includes updated navigation, entertainment systems, and digital controls for enhanced convenience.

Quality Construction: Built with premium materials and attention to detail, ensuring durability and longevity.

Versatile Use: Suitable for day cruising, watersports, and overnight trips with its comfortable cabin amenities.

Cons

Price Point: The M-45's advanced features and build quality come with a higher price, which may be a consideration for budget-conscious buyers.

Fuel Consumption: Powerful engines can lead to higher fuel usage, impacting operational costs.

Size Restrictions: At 45 feet, it may require larger storage and docking spaces, which could limit access in some marinas.

Learning Curve: The advanced technology and controls might take some time for new owners to fully master.

Made For

The 2025 Monterey M-45 is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy day cruising, water sports, and entertaining on the water, this sleek and spacious vessel offers advanced features and comfortable seating to accommodate a variety of recreational activities. Whether you're a seasoned captain or new to boating, the M-45 provides an exceptional experience for those who value style, innovation, and reliability on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,106.60/mo
$
$
Loan amount$ 97,500
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,106.60/mo
$
$
Loan amount$ 97,500
OR
%

Contact Annapolis Boat Sales

1629 Postal Road, Chester, MD, 21619

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Address

1629 Postal Road
Chester, MD 21619

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