• Slide: The Image of 1998 Monterey 296 Cruiser boat on display, white and green exterior. - 1The Image of 1998 Monterey 296 Cruiser boat on display, white and green exterior. - 1
  • Slide: The Image of 1998 Monterey 296 Cruiser interior with white seating and storage compartments. - 2The Image of 1998 Monterey 296 Cruiser interior with white seating and storage compartments. - 2
  • Slide: The Image of 1998 Monterey 296 Cruiser interior with white seating and control panel. - 3The Image of 1998 Monterey 296 Cruiser interior with white seating and control panel. - 3
  • Slide: The Image of 1998 Monterey 296 Cruiser interior with white seating and cabin entrance. - 4The Image of 1998 Monterey 296 Cruiser interior with white seating and cabin entrance. - 4
  • Slide: The Image of 1998 Monterey 296 Cruiser dashboard with steering wheel and instrument panel. - 5The Image of 1998 Monterey 296 Cruiser dashboard with steering wheel and instrument panel. - 5
  • Slide: The Image of Interior of 1998 Monterey 296 Cruiser with bed, kitchenette, and dining area. - 6The Image of Interior of 1998 Monterey 296 Cruiser with bed, kitchenette, and dining area. - 6
  • Slide: The Image of Interior of 1998 Monterey 296 Cruiser with beige seating and wooden table. - 7The Image of Interior of 1998 Monterey 296 Cruiser with beige seating and wooden table. - 7
  • Slide: The Image of 1998 Monterey 296 Cruiser interior with kitchenette, sink, and mini fridge. - 8The Image of 1998 Monterey 296 Cruiser interior with kitchenette, sink, and mini fridge. - 8
  • Slide: The Image of Interior cabin of 1998 Monterey 296 Cruiser with bed and skylight. - 9The Image of Interior cabin of 1998 Monterey 296 Cruiser with bed and skylight. - 9
  • Slide: The Image of 1998 Monterey 296 Cruiser bathroom with sink and toilet, compact and functional design. - 10The Image of 1998 Monterey 296 Cruiser bathroom with sink and toilet, compact and functional design. - 10
  • Slide: The Image of White captain's chair on 1998 Monterey 296 Cruiser boat deck. - 11The Image of White captain's chair on 1998 Monterey 296 Cruiser boat deck. - 11
  • Slide: The Image of 1998 Monterey 296 Cruiser boat deck with white seating and storage compartments. - 12The Image of 1998 Monterey 296 Cruiser boat deck with white seating and storage compartments. - 12
  • Slide: The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat, showing detailed mechanical components. - 13The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat, showing detailed mechanical components. - 13
  • Slide: The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat. - 14The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat. - 14
  • Slide: The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat, showing mechanical components and wiring. - 15The Image of Engine compartment of a 1998 Monterey 296 Cruiser boat, showing mechanical components and wiring. - 15
1/16

1998 Monterey 296 Cruiser

$17,900

Used

Boat in Port Clinton, OH 43452 US

builtBuilt in 1998
Year the boat was built
model

296 Cruiser

Boat model
engine

2 Engines (Mercruiser, MerCruiser)

Engine type and count
length

29 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

1998 Monterey 296 Cruiser

OFFERS CONSIDERED!

Mechanically sound opportunity to customize and make your own! Would make an excellent winter project or update as you go and use in the meantime!

A large family cruiser with an open layout and plenty of seating. The cockpit offers an arrangement of seating options and entertainment space. The cabin features enough sleeping space for six and a full galley area is equipped with a stove and fridge. The boat also includes a bimini top and cockpit cover.

Our technicians have fully serviced this vessel, and it is water ready. Please note that the boat is not cosmetically perfect and will need some tlc. Boat has been buffed and waxed and has a new coat of bottom paint applied.

Nominal Length
29ft
Length Overall
31.42ft
Beam
10ft
Cabins
1
Heads
1
Fresh Water Tanks
44gal
Fuel Tanks
140gal
Hull Material
fiberglass
Engine 1
Engine Make
Mercruiser
Engine Model
5.0
Total Power
220hp
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
1998
Drive Type
stern
Propeller Type
3-blade
Propeller Material
stainless-steel
Engine 2
Engine Make
MerCruiser
Engine Model
5.0
Total Power
220hp
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
1998
Drive Type
stern
Propeller Type
3-blade
Propeller Material
stainless-steel
Cockpit Cushions
✓
Swimming Ladder
✓
Electric Bilge Pump
✓
Electric Head
✓
Refrigerator
✓
Radio
✓
Compass
✓
Bimini Top
✓
Cockpit Cover
✓
Shore Power Inlet
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
12/18/25Price decreased$17,900(-28.1%)
6/28/25Initial price$24,900

1998 Monterey 296 Cruiser Video Tours

Overview from around the web 1998 Monterey 296 Cruiser

Customers praise the 1998 Monterey 296 Cruiser for its spacious and comfortable layout, making it ideal for family outings and day cruises

Many appreciate its reliable performance and smooth handling, which provide a confident and enjoyable boating experience. The boat's well-designed cabin offers ample amenities for overnight stays, adding to its versatility. Users also highlight the quality craftsmanship and durable materials used throughout the vessel. Overall, the Monterey 296 Cruiser is valued for combining style, comfort, and functionality in a classic cruiser package.

The Biggest Pros and Cons

The 1998 Monterey 296 Cruiser offers a blend of performance and comfort that appeals to many boating enthusiasts. Here are some of the pros and cons to consider:

Pros

Spacious Layout: The 296 Cruiser features a well-designed cabin with ample seating and sleeping accommodations, making it great for overnight trips.

Performance: Powered typically by reliable engines, this model delivers smooth handling and good speed, suitable for cruising and watersports.

Versatile Design: The boat includes a cockpit area that’s great for entertaining, along with a small galley and head, enhancing onboard convenience.

Build Quality: Monterey boats are known for solid construction and durability, and the 296 Cruiser maintains this reputation.

Comfort Features: Equipped with features such as a swim platform, bimini top, and comfortable upholstery, it enhances the overall boating experience.

Cons

Limited Storage: While the cabin is comfortable, storage space can be somewhat limited for longer trips or larger groups.

Fuel Efficiency: Depending on the engine choice, fuel consumption may be higher compared to more modern or smaller boats.

Age Considerations: As a 1998 model, some components may require updating or maintenance to meet current standards and ensure reliability.

Size Constraints: At just under 30 feet, it may feel a bit tight for extended cruising or larger families seeking more space.

Made For

The 1998 Monterey 296 Cruiser is perfect for boating enthusiasts who seek a versatile and comfortable vessel for both day cruising and weekend getaways. Ideal for small families or couples, this boat offers ample space for relaxing, entertaining, and enjoying water activities. Whether you're interested in fishing, watersports, or simply exploring coastal waters, the Monterey 296 Cruiser provides a reliable and stylish option for those who value performance and comfort on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1998 Monterey 296 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$203.16/mo
$
$
Loan amount$ 17,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1998 Monterey 296 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$203.16/mo
$
$
Loan amount$ 17,900
OR
%

Contact Pier53 Marine

2555 NE Catawba Rd., Port Clinton, OH, 43452

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Pier53 Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Be the first to know when similar boats hit the market

Get notified when new boats become available

Meet the Broker

Address

2555 NE Catawba Rd.
Port Clinton, OH 43452

Boat Location

Be the First to Know

Get notified when new boats become available.

Contact Pier53 Marine about 1998 Monterey 296 Cruiser

2555 NE Catawba Rd., Port Clinton, OH, 43452

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Pier53 Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Pier53 Marine

2555 NE Catawba Rd., Port Clinton, OH, 43452

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Pier53 Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

or