2004 Monterey 282 Cruiser

$55,000

$65,000

Used

Boat in Brick, NJ 08723 US

builtBuilt in 2004
Year the boat was built
model

282 Cruiser

Boat model
engine

2 Engines (2x Mercruiser)

Engine type and count
length

28 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
28ft
Length Overall
30.83ft
Beam
10ft
Max Draft
3.08ft
Drive Up Draft
1.92ft
Deadrise At Transom
19deg
Dry Weight
10000lb
Heads
1
Fresh Water Tanks
45gal
Fuel Tanks
142gal
Holding Tanks
21gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Mercruiser
Engine Model
5.7 repower
Total Power
300hp
Engine Hours
190
Fuel Type
gasoline
Drive Type
stern
Engine 2
Engine Make
Mercruiser
Engine Model
5.7 repower
Total Power
300hp
Engine Hours
190
Fuel Type
gasoline
Drive Type
stern
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
3/23/26Price decreased$55,000(-15.4%)
12/5/25Initial price$65,000

Overview from around the web 2004 Monterey 282 Cruiser

Customers of the 2004 Monterey 282 Cruiser often highlight its spacious and comfortable interior, making it ideal for weekend getaways and family outings

Many appreciate the boat’s solid build quality and smooth handling, which provides a confident and enjoyable ride on various water conditions. The cockpit layout receives praise for its practical design and ample seating, allowing for great socializing on board. Additionally, owners frequently mention the well-equipped cabin, featuring convenient amenities that enhance onboard comfort. Overall, the 2004 Monterey 282 Cruiser is valued for combining style, functionality, and reliable performance.

The Biggest Pros and Cons

The 2004 Monterey 282 Cruiser offers a blend of style, comfort, and performance that appeals to many boating enthusiasts. Here are some of the key pros and cons of this model:

Pros

Spacious Cabin: The Monterey 282 Cruiser features a well-designed cabin with enough space for overnight stays, including a convertible dinette and a comfortable berth.

Versatile Layout: Its layout includes a full galley and a private head, making it suitable for weekend cruising or short trips.

Performance: Powered by reliable engines, the 282 Cruiser delivers smooth handling and good speed, ideal for both cruising and watersports.

Quality Build: Known for solid construction and stylish design, this model combines functionality with a sleek, modern look.

Entertainment Options: Ample seating and a cockpit designed for socializing make it great for entertaining guests on the water.

Cons

Limited Storage: While the cabin is spacious, storage space can be somewhat limited for extended trips.

Maintenance Costs: As with many boats of this age, maintenance and upkeep can be higher, especially if the boat hasn’t been meticulously cared for.

Fuel Efficiency: The engine performance comes with moderate fuel consumption, which might be a consideration for frequent users.

Size Constraints: At just under 30 feet, it may not offer as much room or amenities as larger cruisers for some buyers seeking more luxury or space.

Made For

The 2004 Monterey 282 Cruiser is perfect for boating enthusiasts who want a versatile and stylish vessel that combines comfortable cruising with sporty performance. Ideal for families, couples, or small groups, this boat offers ample seating and amenities for day trips, weekend getaways, or watersports activities. Whether you're looking to relax on the water, entertain guests, or enjoy fishing and water sports, the Monterey 282 Cruiser delivers a balanced blend of comfort, functionality, and sleek design for memorable boating experiences.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$624.23/mo
$
$
Loan amount$ 55,000
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$624.23/mo
$
$
Loan amount$ 55,000
OR
%

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