2004 Monterey 265 Cruiser

$39,995

Used

Boat in Napa, CA 94558 US

builtBuilt in 2004
Year the boat was built
model

265 Cruiser

Boat model
engine

1 Engine (Volvo)

Engine type and count
length

26.9 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
26.92ft
Length Overall
29.5ft
Beam
8.5ft
Max Draft
2.92ft
Drive Up Draft
1.83ft
Deadrise At Transom
18deg
Dry Weight
7400lb
Heads
1
Fresh Water Tanks
21gal
Fuel Tanks
89gal
Holding Tanks
30gal
Windlass
electric-windlass
Electrical Circuit
110v
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Volvo
Engine Model
496 HO
Total Power
420hp
Engine Hours
50
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2019
Drive Type
stern
Propeller Type
4-blade
Propeller Material
stainless-steel
Cockpit Shower
Cockpit Cushions
Cockpit Table
Road Trailer
Electric Bilge Pump
Microwave Oven
Electric Head
Heating
Hot Water
Refrigerator
Battery Charger
Depthsounder
Radio
Compass
Cockpit Speakers
Bimini Top
Camper Cover
Shore Power Inlet
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
3/28/26Price increased$39,995(+14.3%)
3/4/26Initial price$34,995

Overview from around the web 2004 Monterey 265 Cruiser

Customers praise the 2004 Monterey 265 Cruiser for its spacious and comfortable layout, making it ideal for family outings and weekend getaways

Many highlight the boat’s smooth handling and reliable performance, especially in coastal waters. The well-designed cabin receives positive remarks for its cozy sleeping quarters and functional galley, providing convenience on longer trips. Owners also appreciate the stylish design and solid construction, noting that it offers great value for its size and features. Some have mentioned minor maintenance typical for a boat of its age but agree that overall, the 265 Cruiser remains a dependable and enjoyable vessel.

The Biggest Pros and Cons

The 2004 Monterey 265 Cruiser offers a blend of style, comfort, and performance, making it a popular choice among boating enthusiasts. Here are some pros and cons to consider:

Pros

Spacious Cabin: The 265 Cruiser features a well-designed cabin with enough room for overnight stays, including sleeping accommodations for four, a small galley, and a private head.

Comfortable Layout: With a convertible dinette and ample seating, it provides a comfortable environment for both cruising and entertaining guests.

Performance: Powered typically by a reliable Mercruiser engine, it delivers smooth handling and solid speed, ideal for day cruising or weekend getaways.

Quality Build: The fiberglass hull and solid construction ensure durability and a stable ride in various water conditions.

Good Storage: Plenty of storage compartments make it easy to stow gear and keep the cockpit tidy.

Swim Platform: A spacious swim platform with a ladder enhances water access and recreational activities.

Cons

Limited Headroom: While the cabin is spacious, headroom can feel somewhat restricted for taller individuals.

Engine Access: Engine compartment access may be a bit tight, potentially complicating maintenance tasks.

Aging Electronics: Being a 2004 model, onboard electronics and navigation systems might be outdated unless upgraded.

Fuel Efficiency: Like many cruisers of its size and era, fuel consumption can be on the higher side, especially at top speeds.

Maneuverability at Low Speeds: Some owners note that docking and low-speed handling can require practice due to the boat’s size and weight.

Made For

The 2004 Monterey 265 Cruiser is ideal for boating enthusiasts who seek a versatile and stylish vessel that combines comfortable cruising with excellent performance. It's perfect for small families or couples looking to enjoy weekend getaways on the water, offering spacious accommodations and amenities suitable for day trips and overnight stays. Whether you're interested in leisurely coastal cruising, fishing, or watersports, this boat provides a reliable and enjoyable experience for those who appreciate both comfort and functionality.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 265 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$453.93/mo
$
$
Loan amount$ 39,995
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 265 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$453.93/mo
$
$
Loan amount$ 39,995
OR
%

Contact Sean Burke and Associates

485 Brickell Ave, Unit 4103, Miami, FL, 33131

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Meet the Broker

Sean Burke and Associates

Address

485 Brickell Ave
Unit 4103
Miami, FL 33131

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