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2004 Monterey 245 CruiserSold

$20,462

Used
We will let you know when another 2004 Monterey 245 Cruiser is available in Coeur d'Alene, ID

Boat in Coeur d'Alene, ID 83814 US

builtBuilt in 2004
Year the boat was built
model

245 Cruiser

Boat model
engine

1 Engine (--)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
24ft
Length Overall
27ft
Beam
8.5ft
Hull Material
fiberglass
Engine 1
Engine Hours
128
Fuel Type
gasoline

Price History

DateEventPrice
1/17/26Price decreased$20,462(-5.4%)
12/30/25Price increased$21,631(+5.7%)
11/20/25Price decreased$20,462(-43.0%)
9/2/25Initial price$35,917

Overview from around the web 2004 Monterey 245 Cruiser

Customers appreciate the 2004 Monterey 245 Cruiser for its spacious and comfortable layout, making it ideal for family outings and day cruising

Many highlight the boat's smooth handling and reliable performance on the water, praising its responsive steering and stable ride. The ample seating and thoughtful design features, such as the swim platform and cabin accommodations, receive positive remarks for enhancing the overall boating experience. Some users also note the quality of the build and the ease of maintenance as strong points of this model. Overall, owners find the 2004 Monterey 245 Cruiser to be a versatile and enjoyable boat for both relaxation and adventure.

The Biggest Pros and Cons

The 2004 Monterey 245 Cruiser offers a blend of comfort, performance, and style, making it a popular choice for day cruising and weekend getaways. Here are some pros and cons to consider:

Pros

Spacious Cabin: The 245 Cruiser features a well-designed cabin with enough space to comfortably accommodate a small group, including sleeping berths and a compact galley.

Performance: Equipped with a reliable engine, this model delivers smooth handling and good speed, suitable for both calm lakes and coastal waters.

Comfortable Layout: The cockpit area is designed for relaxation and socializing, with ample seating and easy access to the swim platform.

Build Quality: Monterey is known for solid construction, and the 245 Cruiser maintains a durable fiberglass hull and quality fittings.

Versatility: Suitable for a variety of activities such as day cruising, fishing, and overnight trips.

Cons

Limited Headroom: The cabin's headroom may feel a bit restrictive for taller individuals, which could affect overall comfort during extended stays.

Storage Space: While functional, the storage compartments may be somewhat limited, requiring efficient packing and organization.

Age-Related Wear: As a 2004 model, potential buyers should be aware of normal wear and tear, and it may require updates or maintenance to certain systems.

Fuel Efficiency: Like many boats in this class, fuel consumption can be moderate, so budgeting for fuel costs is important for longer outings.

Made For

The 2004 Monterey 245 Cruiser is perfect for boating enthusiasts and families looking for a versatile and comfortable vessel. Ideal for day cruising, weekend getaways, or watersports, this boat offers ample seating, a spacious cabin, and user-friendly features that cater to both experienced boaters and those new to boating. Its blend of performance and comfort makes it suitable for those seeking enjoyable time on the water with friends and family.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$232.24/mo
$
$
Loan amount$ 20,462
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$232.24/mo
$
$
Loan amount$ 20,462
OR
%

Contact Hagadone Marine Group

1000 South Marina Drive, Coeur d'Alene, ID, 83814

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1000 South Marina Drive
Coeur d'Alene, ID 83814

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