This boat has been sold but check out these similar boats nearby

  • Slide: The Image of 2004 Monterey 245 Cruiser boat on trailer in parking lot, displayed for sale. - 1The Image of 2004 Monterey 245 Cruiser boat on trailer in parking lot, displayed for sale. - 1
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with beige and blue seating, wooden flooring, and control panel. - 2The Image of 2004 Monterey 245 Cruiser interior with beige and blue seating, wooden flooring, and control panel. - 2
  • Slide: The Image of 2004 Monterey 245 Cruiser dashboard with Garmin GPS and wood-accented steering wheel. - 3The Image of 2004 Monterey 245 Cruiser dashboard with Garmin GPS and wood-accented steering wheel. - 3
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with beige seating and wood-style flooring. - 4The Image of 2004 Monterey 245 Cruiser interior with beige seating and wood-style flooring. - 4
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with beige and blue cushioned seating, wooden deck. - 5The Image of 2004 Monterey 245 Cruiser interior with beige and blue cushioned seating, wooden deck. - 5
  • Slide: The Image of MerCruiser 350 MAG MPI engine in a 2004 Monterey 245 Cruiser boat. - 6The Image of MerCruiser 350 MAG MPI engine in a 2004 Monterey 245 Cruiser boat. - 6
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with kitchenette, seating area, and cushions. - 7The Image of 2004 Monterey 245 Cruiser interior with kitchenette, seating area, and cushions. - 7
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with kitchenette and seating area. - 8The Image of 2004 Monterey 245 Cruiser interior with kitchenette and seating area. - 8
  • Slide: The Image of 2004 Monterey 245 Cruiser interior with kitchenette, sink, microwave, and storage cabinets. - 9The Image of 2004 Monterey 245 Cruiser interior with kitchenette, sink, microwave, and storage cabinets. - 9
  • Slide: The Image of Interior cabin of 2004 Monterey 245 Cruiser with tan seating and white pillows. - 10The Image of Interior cabin of 2004 Monterey 245 Cruiser with tan seating and white pillows. - 10
  • Slide: The Image of 2004 Monterey 245 Cruiser bathroom with sink, toilet, and porthole window. - 11The Image of 2004 Monterey 245 Cruiser bathroom with sink, toilet, and porthole window. - 11
  • Slide: The Image of 2004 Monterey 245 Cruiser boat rear view in parking lot, featuring dual propellers. - 12The Image of 2004 Monterey 245 Cruiser boat rear view in parking lot, featuring dual propellers. - 12
  • Slide: The Image of Manufacturer Provided Image - 13The Image of Manufacturer Provided Image - 13
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2004 Monterey 245 CruiserSold

$29,000

Used
We will let you know when another 2004 Monterey 245 Cruiser is available in Chattanooga, TN

Boat in Chattanooga, TN 37416 US

builtBuilt in 2004
Year the boat was built
model

245 Cruiser

Boat model
engine

1 Engine (MerCruiser)

Engine type and count
length

24.5 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

This is a loaded Freshwater Pocket Cruiser that is loaded with Bimini Top w/Enclosures; Snap In Carpet; Bow Sun Pad; Fender Baskets; VHF Radio; Depth Finder and Garmin GPS; Windlass; Stove Top; Microwave Oven; Water Heater; Dockside Heat & Air; NO GENERATOR; Vacuflush Head; Road King Aluminum Tandem Axle Trailer!!

Nominal Length
24.5ft
Length Overall
27ft
Beam
8.5ft
Max Draft
3.08ft
Drive Up Draft
2ft
Deadrise At Transom
18deg
Dry Weight
5300lb
Fresh Water Tanks
20gal
Fuel Tanks
77gal
Holding Tanks
20gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
MerCruiser
Engine Model
350 MPI Bravo III MCM
Total Power
300hp
Engine Hours
835
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Propeller Type
6-blade
Propeller Material
stainless-steel
Swimming Ladder
✓
Road Trailer
✓
Microwave Oven
✓
Air Conditioning
✓
Electric Head
✓
Hot Water
✓
Refrigerator
✓
Battery Charger
✓
Depthsounder
✓
Plotter
✓
Radio
✓
Gps
✓
Cockpit Speakers
✓
Vhf
✓
Bimini Top
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
8/16/25Price decreased$29,000(-9.4%)
6/28/25Initial price$32,000

2004 Monterey 245 Cruiser Video Tours

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$329.14/mo
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Loan amount$ 29,000
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Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$329.14/mo
$
$
Loan amount$ 29,000
OR
%

Contact Erwin Marine Sales Inc ( Chattanooga, TN )

3001 Kings Point Road, Chattanooga, TN, 37416

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Address

3001 Kings Point Road
Chattanooga, TN 37416

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Contact Erwin Marine Sales Inc ( Chattanooga, TN ) about 2004 Monterey 245 Cruiser

3001 Kings Point Road, Chattanooga, TN, 37416

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Erwin Marine Sales Inc ( Chattanooga, TN ) at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Erwin Marine Sales Inc ( Chattanooga, TN )

3001 Kings Point Road, Chattanooga, TN, 37416

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Erwin Marine Sales Inc ( Chattanooga, TN ) at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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