2020 Monterey 224FS

$41,900

Used

Boat in Wayzata, MN 55391 US

builtBuilt in 2020
Year the boat was built
model

224FS

Boat model
engine

1 Engine (--)

Engine type and count
length

22 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
22ft
Beam
8ft
Hull Material
fiberglass
Engine 1
Engine Model
MerCruiser 4.5L 250 HP, Alpha
Engine Hours
125
Fuel Type
gasoline
Engine Year
2020
Total Power
250.0 hp

Price History

DateEventPrice
3/29/26Initial price$41,900

Overview from around the web 2020 Monterey 224FS

Customers are praising the 2020 Monterey 224FS for its versatile design and exceptional performance on the water

Many highlight the boat’s spacious layout, comfortable seating, and quality craftsmanship, making it ideal for both family outings and fishing trips. Users appreciate the smooth handling and reliable power, noting that it offers a great balance of speed and stability. The ample storage and thoughtful features, such as rod holders and live wells, receive positive feedback from anglers. Overall, owners commend the 224FS for delivering a fun, practical, and well-built boating experience.

The Biggest Pros and Cons

The 2020 Monterey 224FS is a versatile and stylish boat that offers a range of features suitable for family outings, fishing trips, and water sports. Here are some pros and cons to consider:

Pros

Spacious Layout: The 224FS features a well-designed deck layout with ample seating and storage, making it comfortable for day cruising and fishing.

Versatile Design: With its cuddy cabin, the boat provides shelter and a place to store gear or take a break, enhancing its usability.

Performance: Powered by reliable engines, the Monterey 224FS delivers smooth handling and good speed, suitable for various water conditions.

Fishing Amenities: Equipped with fishing rod holders, live wells, and plenty of storage for tackle, it caters well to anglers.

Quality Build: Known for solid construction and attention to detail, the boat offers durability and a premium feel.

Cons

Limited Cabin Space: While the cuddy cabin adds convenience, it is relatively small and may not accommodate overnight stays comfortably.

Fuel Efficiency: Depending on the engine choice, fuel consumption can be moderate, which is a consideration for extended trips.

Price Point: The 224FS is positioned as a premium model, so it may be more expensive than some comparable boats in its class.

Limited Headroom: The cabin headroom is somewhat restricted, which might not suit taller individuals.

Made For

The 2020 Monterey 224FS is perfect for boating enthusiasts who want a versatile and stylish vessel ideal for both family outings and adventurous day trips. It’s designed for those who enjoy fishing, watersports, and cruising, offering ample seating, modern amenities, and a smooth ride. Whether you’re planning a relaxing day on the water or an active fishing excursion, the 224FS provides comfort, performance, and functionality to suit a variety of boating lifestyles.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Monterey 224FS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$475.55/mo
$
$
Loan amount$ 41,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Monterey 224FS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$475.55/mo
$
$
Loan amount$ 41,900
OR
%

Contact River Valley Marine – Lake Minnetonka

1444 Shoreline Drive, Wayzata, MN, 55391

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Address

1444 Shoreline Drive
Wayzata, MN 55391

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