2014 Monterey 21

$24,000

Used

Boat in Charlevoix, MI 49720 US

builtBuilt in 2014
Year the boat was built
model

21

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

21.7 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
21.67ft
Beam
8.33ft
Max Draft
2.83ft
Deadrise At Transom
19deg
Dry Weight
3100lb
Max Speed
39.97kn
Fresh Water Tanks
9gal
Fuel Tanks
36gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Mercury
Engine Model
4.3L MPI
Total Power
220hp
Engine Hours
228
Engine Type
inboard/outboard
Fuel Type
gasoline
Engine Year
2014
Drive Type
stern
Summary
Make every weekend unforgettable with this 2014 Monterey 204 FSX, designed for family fun, watersports, and sunset cruises alike. From its stylish FSX graphics and SeaDek swim platform to its spacious seating and premium finishes, this boat is built for comfort, relaxation, and making memories on the water.
Discription

2014 Monterey 204 FSX – Style, Performance, and Comfort in One Sleek Package


The 2014 Monterey 204 FSX takes everything you love about the popular FS model and adds a bold, head-turning style upgrade. With the exclusive FSX package, this boat stands out before it even leaves the dock.


The hull is dressed in striking Extreme Graphics set over Monterey’s premium gelcoat color options, with a deep Onyx gelcoat hull bottom and deck accent stripe for a sleek, modern profile. The look is completed by an Onyx windshield frame and a matching extended swim platform — both stylish and functional.


Step aboard and you’ll find rich brown SeaDek cockpit flooring with black accent details that flow seamlessly onto the swim platform inlay, creating a comfortable, non-slip hangout space right at the water’s edge.


Powered by a responsive MerCruiser 4.3L MPI engine paired with an Alpha One sterndrive, the 204 FSX delivers quick acceleration, smooth handling, and a confident ride even in choppier water. The deep-V hull design ensures a stable, comfortable experience whether you’re cruising, towing skiers, or anchored in your favorite cove.


The spacious bow and cockpit seating, plush marine-grade upholstery, and thoughtful storage throughout make this boat ideal for both all-day adventures and relaxed sunset cruises. An integrated ski tow eye and the extended swim platform make it just as fun for watersports as it is for entertaining.


Beyond its show-stopping appearance, the 204 FSX is loaded with the premium features and performance that have made the FS series a favorite — giving you a boat that’s as exciting to drive as it is to be seen in.

Features and Notable Options
  • - Deep-V hull design for smooth, stable ride
  • MerCruiser 4.3L MPI engine with Alpha One sterndrive
  • Integrated ski tow eye
  • Extended swim platform with SeaDek inlay
  • FSX-exclusive Extreme Graphics
  • Premium gelcoat color options
  • Onyx gelcoat hull bottom and deck accent stripe
  • Onyx windshield frame - Plush marine-grade upholstery
  • Spacious bow and cockpit seating
  • Rich brown SeaDek flooring with black accents
  • Stainless steel grab handles and cup holders
  • Ample under-seat and in-floor storage
  • Anchor storage compartment
  • Integrated cooler space
  • Glove box and side panel storage
  • Full analog gauge cluster
  • Tilt steering wheel
  • 12V accessory outlet
  • Factory stereo system with speakers - MP3/iPod connectivity 
Mechanical Disclaimer

Engine and generator hours are as of the date of the original listing and are a representation of what the listing broker is told by the owner and/or actual reading of the engine hour meters. The broker cannot guarantee the true hours. It is the responsibility of the purchaser and/or his agent to verify engine hours, warranties implied or otherwise and major overhauls as well as all other representations noted on the listing brochure.

Disclaimer

The company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change or withdrawal without notice.

Trailer
Make
Eagle
Year
2014
Type
Steel Painted Trailer
Axle Count
2
Serial No
4H1002320E0480308
Designation
Bunk

Price History

DateEventPrice
10/9/25Price decreased$24,000(-7.3%)
9/17/25Initial price$25,900

Videos from Irish Boat Shop on this 2014 Monterey 21

Overview from around the web 2014 Monterey 21

Customers praise the 2014 Monterey 21 for its sleek design, smooth handling, and versatile performance on the water

Many highlight its comfortable seating and ample storage, making it ideal for both family outings and water sports. Users also appreciate the quality craftsmanship and reliable engine, noting that it delivers a fun and enjoyable boating experience. Overall, the Monterey 21 2014 model is well-regarded for combining style, functionality, and performance in a compact, easy-to-manage package.

The Biggest Pros and Cons

The 2014 Monterey 21 offers a great blend of performance and style, making it a popular choice for boating enthusiasts. Here are some pros and cons to consider:

Pros

Sleek Design: The Monterey 21 features a modern, streamlined design that stands out on the water.

Performance: With a powerful engine and responsive handling, it delivers a smooth and enjoyable ride.

Comfort: The boat includes comfortable seating and thoughtful layout, ideal for day trips and water activities.

Versatility: Suitable for various water sports, cruising, and family outings.

Quality Build: Known for solid construction and durable materials that ensure longevity.

Cons

Storage Space: Limited storage can be a challenge for longer trips requiring more gear.

Seating Capacity: While comfortable, the seating may be limited for larger groups.

Price Point: The premium features and build quality come at a higher price compared to some competitors.

Fuel Efficiency: Powerful engines may consume more fuel, impacting operating costs over time.

Made For

The 2014 Monterey 21 is perfect for boating enthusiasts who want a versatile and stylish vessel that delivers both performance and comfort. Ideal for small families, couples, or groups of friends, this boat is great for day cruising, water sports, and relaxing on the water. Its manageable size and user-friendly features make it suitable for both new boaters and experienced captains looking for a reliable and fun boat to enjoy lakes, rivers, or coastal waters.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2014 Monterey 21. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$272.39/mo
$
$
Loan amount$ 24,000
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2014 Monterey 21. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$272.39/mo
$
$
Loan amount$ 24,000
OR
%

Contact Irish Boat Shop

13000 Stover Road, Charlevoix, MI, 49720

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13000 Stover Road
Charlevoix, MI 49720

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