2004 Meridian 490 Pilothouse

$289,000

Used

Boat in San Rafael, CA 94901 US

builtBuilt in 2004
Year the boat was built
model

490 Pilothouse

Boat model
engine

2 Engines (2x Cummins Diesel)

Engine type and count
length

49 feet

Overall boat length
fuel

Diesel

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
49ft
Length Overall
54ft
Length at Waterline
49ft
Beam
15.08ft
Drive Up Draft
3.33ft
Dry Weight
29990lb
Cruising Speed
20kn
Cabins
3
Heads
2
Fresh Water Tanks
200gal
Fuel Tanks
444gal
Holding Tanks
48gal
Hull Material
fiberglass
Engine 1
Engine Make
Cummins Diesel
Engine Model
6 BTA 5.9 M3
Total Power
330hp
Engine Hours
1738
Engine Type
inboard
Fuel Type
diesel
Drive Type
direct
Propeller Type
5-blade
Propeller Material
bronze
Engine 2
Engine Make
Cummins Diesel
Engine Model
6 BTA 5.9 M3
Total Power
330hp
Engine Hours
1738
Engine Type
inboard
Fuel Type
diesel
Drive Type
direct
Propeller Type
5-blade
Propeller Material
bronze
Cockpit Shower
Tender
Swimming Ladder
Stern Thruster
Bow Thruster
Washing Machine
Electric Bilge Pump
Oven
Microwave Oven
Electric Head
Hot Water
Refrigerator
Deep Freezer
Battery Charger
Depthsounder
Radar
Tv Set
Plotter
Autopilot
Compass
Cd Player
Gps
Vhf
Camper Cover
Hard Top
Shore Power Inlet
Generator
Inverter
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
1/30/26No change$299,000
1/20/26Price decreased$289,000(-3.3%)

Videos from Rubicon Yachts on this 2004 Meridian 490 Pilothouse

Overview from around the web 2004 Meridian 490 Pilothouse

Customers praise the 2004 Meridian 490 Pilothouse for its spacious and well-designed interior, which offers comfortable accommodations for extended cruising

Many highlight the solid build quality and reliable performance of the vessel, making it a dependable choice for both coastal and offshore voyages. The pilothouse design provides excellent visibility and protection from the elements, enhancing the overall boating experience. Additionally, owners appreciate the boat’s ample storage, functional layout, and ease of handling, noting that it combines practicality with comfort effectively. Some users also commend the vessel’s powerful engines and fuel efficiency, which contribute to smooth and enjoyable trips on the water.

The Biggest Pros and Cons

The 2004 Meridian 490 Pilothouse offers a blend of comfort, functionality, and style, making it a popular choice among cruising enthusiasts. Here are some of the key pros and cons of this model:

Pros

Spacious Interior: The 490 Pilothouse features a roomy and well-appointed interior with multiple staterooms and ample living space, ideal for extended cruising or living aboard.

Pilothouse Design: The enclosed pilothouse provides excellent visibility and protection from the elements, allowing for comfortable navigation in various weather conditions.

Quality Construction: Built with solid fiberglass hull and reliable systems, the boat is known for its durability and seaworthiness.

Comfort and Amenities: Equipped with a fully functional galley, comfortable salon, and modern conveniences, it offers a home-like atmosphere on the water.

Good Fuel Capacity: The boat's fuel tanks provide a decent range, suitable for long-distance cruising.

Twin Engines: The dual-engine setup offers better maneuverability and redundancy for safety.

Cons

Older Electronics: As a 2004 model, some onboard electronics and navigation systems may be outdated and could require upgrades.

Maintenance Costs: Being a mid-sized cruiser with multiple systems, maintenance and upkeep can be relatively costly.

Limited Performance: While comfortable, the boat is not designed for high-speed cruising and may have moderate fuel consumption at cruising speeds.

Size Constraints: Although spacious inside, the 49-foot length can pose challenges for docking in smaller marinas or tight spaces.

Weight: The solid construction adds to its weight, which can affect handling in rough seas compared to lighter vessels.

Made For

The 2004 Meridian 490 Pilothouse is ideal for boating enthusiasts who value comfort, functionality, and versatility. It’s perfect for families or groups looking for a spacious and well-appointed vessel for extended cruising or weekend getaways. With its pilothouse design, it appeals to those who prioritize protection from the elements and excellent visibility while navigating. Additionally, anglers and casual cruisers alike will appreciate its ample deck space and practical layout, making it a great choice for both leisure and sport on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Pilothouse cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$3,280.07/mo
$
$
Loan amount$ 289,000
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Pilothouse cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$3,280.07/mo
$
$
Loan amount$ 289,000
OR
%

Contact Rubicon Yachts

3300 Powell Street, Suite 105, Emeryville, CA, 94608

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3300 Powell Street, Suite 105
Emeryville, CA 94608

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