This boat has been sold but check out these similar boats nearby

  • Slide: The Image of 2004 Key West 186 Bay Reef boat on trailer, parked outdoors with trees in background. - 2The Image of 2004 Key West 186 Bay Reef boat on trailer, parked outdoors with trees in background. - 2
  • Slide: The Image of 2004 Key West 186 Bay Reef boat on trailer, parked outdoors near RVs. - 3The Image of 2004 Key West 186 Bay Reef boat on trailer, parked outdoors near RVs. - 3
  • Slide: The Image of 2004 Key West 186 Bay Reef boat on trailer, featuring a 115 horsepower outboard motor. - 4The Image of 2004 Key West 186 Bay Reef boat on trailer, featuring a 115 horsepower outboard motor. - 4
  • Slide: The Image of 2004 Key West 186 Bay Reef boat with Yamaha outboard motor on a trailer. - 5The Image of 2004 Key West 186 Bay Reef boat with Yamaha outboard motor on a trailer. - 5
  • Slide: The Image of 2004 Key West 186 Bay Reef boat on trailer, parked in a lot with trees. - 6The Image of 2004 Key West 186 Bay Reef boat on trailer, parked in a lot with trees. - 6
  • Slide: The Image of 2004 Key West 186 Bay Reef boat on trailer with black wheel, gravel background. - 7The Image of 2004 Key West 186 Bay Reef boat on trailer with black wheel, gravel background. - 7
  • Slide: The Image of Propeller of 2004 Key West 186 Bay Reef boat on trailer, gravel background. - 8The Image of Propeller of 2004 Key West 186 Bay Reef boat on trailer, gravel background. - 8
  • Slide: The Image of Trailer wheel of 2004 Key West 186 Bay Reef boat on gravel surface. - 9The Image of Trailer wheel of 2004 Key West 186 Bay Reef boat on gravel surface. - 9
  • Slide: The Image of 2004 Key West 186 Bay Reef boat with center console and outboard motor. - 10The Image of 2004 Key West 186 Bay Reef boat with center console and outboard motor. - 10
  • Slide: The Image of 2004 Key West 186 Bay Reef boat interior with Yamaha engine, featuring seating and storage compartments. - 11The Image of 2004 Key West 186 Bay Reef boat interior with Yamaha engine, featuring seating and storage compartments. - 11
  • Slide: The Image of 2004 Key West 186 Bay Reef boat cockpit with steering wheel and Lowrance navigation system. - 12The Image of 2004 Key West 186 Bay Reef boat cockpit with steering wheel and Lowrance navigation system. - 12
  • Slide: The Image of 2004 Key West 186 Bay Reef boat dashboard with Lowrance GPS and steering wheel. - 13The Image of 2004 Key West 186 Bay Reef boat dashboard with Lowrance GPS and steering wheel. - 13
  • Slide: The Image of Steering wheel and dashboard of 2004 Key West 186 Bay Reef boat. - 14The Image of Steering wheel and dashboard of 2004 Key West 186 Bay Reef boat. - 14
  • Slide: The Image of Key West 186 Bay Reef 2004 boat compartment with reflective cover and visible screws. - 15The Image of Key West 186 Bay Reef 2004 boat compartment with reflective cover and visible screws. - 15
  • Slide: The Image of 2004 Key West 186 Bay Reef boat interior with seating and console. - 16The Image of 2004 Key West 186 Bay Reef boat interior with seating and console. - 16
  • Slide: The Image of 2004 Key West 186 Bay Reef boat with a white seat and trolling motor. - 17The Image of 2004 Key West 186 Bay Reef boat with a white seat and trolling motor. - 17
  • Slide: The Image of Open storage compartment on 2004 Key West 186 Bay Reef boat with life jackets and fenders. - 18The Image of Open storage compartment on 2004 Key West 186 Bay Reef boat with life jackets and fenders. - 18
  • Slide: The Image of 2004 Key West 186 Bay Reef boat with trolling motor and beige seating. - 19The Image of 2004 Key West 186 Bay Reef boat with trolling motor and beige seating. - 19
  • Slide: The Image of 2004 Key West 186 Bay Reef boat interior with seating and console. - 20The Image of 2004 Key West 186 Bay Reef boat interior with seating and console. - 20
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2004 Key West 186 Bay ReefSold

$12,900

Used
We will let you know when another 2004 Key West 186 Bay Reef is available in Ashland, VA

Boat in Ashland, VA 23005 US

builtBuilt in 2004
Year the boat was built
model

186 Bay Reef

Boat model
engine

1 Engine (Key West)

Engine type and count
length

18.5 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material

2024 Trolling Motor! 2024 Lowrance Fish Finder! 2023 Trailer! CLEAN NICE BOAT!!! THIS IS A DEAL!!!


or Sale: 2004 Key West 186 Bay Reef - Fully Equipped and Ready to Fish

Take to the water with confidence in this solid and reliable 2004 Key West 186 Bay Reef. This center console boat is perfect for serious anglers and weekend adventurers alike. Known for its stability, performance, and quality construction, the 186 Bay Reef delivers a smooth ride and plenty of space for fishing or cruising.

Trolling Motor-Minkota Ulterra-New 2024 Model with Auto Stow & Deploy
Lowrance HDS Live 9" Screen-New 2024 Model
Trailer-Road King Single Axle-New 2023...Torsion Springs Not Leaf Springs
2-12 Volt Lithium Batteries-New 2024
Livewell Aerator
2nd Owner-Bought from Smith Mtn Lake....Used almost primarily in Fresh Water-few runs in the Bay (Salt)
Nominal Length
18.5ft
Length Overall
18.5ft
Beam
8ft
Hull Material
fiberglass
Engine 1
Engine Make
Key West
Engine Model
Bay Reef
Total Power
115hp
Engine Hours
436
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
9/9/25Price decreased$12,900(-26.2%)
9/9/25Price increased$17,490(+3.5%)
9/3/25Price decreased$16,900(-3.4%)
7/10/25Price increased$17,490(+6.0%)
7/7/25Price decreased$16,500(-10.8%)
6/28/25Initial price$18,500

Videos from Commonwealth Boat Brokers on this 2004 Key West 186 Bay Reef

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Key West 186 Bay Reef. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Key West cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$146.41/mo
$
$
Loan amount$ 12,900
OR
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Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Key West 186 Bay Reef. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Key West cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$146.41/mo
$
$
Loan amount$ 12,900
OR
%

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423 S Washington Hwy, Ashland, VA, 23005

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423 S Washington Hwy
Ashland, VA 23005

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Contact Commonwealth Boat Brokers about 2004 Key West 186 Bay Reef

423 S Washington Hwy, Ashland, VA, 23005

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Commonwealth Boat Brokers at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Commonwealth Boat Brokers

423 S Washington Hwy, Ashland, VA, 23005

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Commonwealth Boat Brokers at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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