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2004 Cobalt 360

$68,900

Used

Boat in Huntersville, NC 28078 US

builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

2 Engines (2x Volva Penta)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
This FRESH WATER ONLY Cobalt 360 Performance Cruiser brings to market all the amenities of a cruiser coupled with all the performance of a sport boat. Equipped with dozens of standard features and buoyed by an options list that ranges from air-conditioning to a global positioning system / radar in a single unit, the 360 arrives with a carefully tuned hull ready to take on big, rough water. The 360 incorporates classic styling with the long, clean lines that have defined Cobalt design for 30 years. Forward, there is a windlass with a Delta anchor. A walk-through door waits at the transom, with a concealed boarding ladder. From bow to stern, all the Cobalt standards are present: stainless steel windshield frame, bow scuff plate, stainless steel bow rail, and transom storage. The cockpit is a study in comfort and convenience with removable 40-ounce carpet, an ice chest, a double table, an ice maker, a sink running hot and cold water, a cabin door with a screen and, for an extra measure of usefulness, a 110-volt outlet. The instrumentation is comprehensive and aircraft-quality: a compass, a depth gauge, temperature gauges for air and water, an hour meter, and a trim-tab indicator system. The design of the dash carries some nice surprises: zero-effort engine controls and Waterfall Bubinga wood with all of its eye appeal and durability. In the cabin there is a table and a berth (mid-cabin), a refrigerator / freezer, a stove, a microwave, and a fiberglass head unit with a shower.
Nominal Length
36ft
Length Overall
36ft
Beam
10.42ft
Max Bridge Clearance
9.5ft
Max Draft
3.67ft
Drive Up Draft
2.25ft
Deadrise At Transom
22deg
Dry Weight
13710lb
Cruising Speed
31kn
Max Speed
43kn
Cabins
1
Heads
1
Seating Capacity
12
Fresh Water Tanks
35gal
Fuel Tanks
174gal
Holding Tanks
28gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Volva Penta
Engine Model
8.1 GXI-D
Total Power
420hp
Engine Hours
290
Engine Type
inboard-outboard
Fuel Type
gasoline
Drive Type
stern
Engine 2
Engine Make
Volva Penta
Engine Model
8.1 GXI-D
Total Power
420hp
Engine Hours
290
Engine Type
inboard-outboard
Fuel Type
gasoline
Disclaimer
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
3/19/26Price decreased$68,900(-1.4%)
2/20/26Price decreased$69,900(-6.8%)
12/7/25Initial price$75,000

2004 Cobalt 360 Video Tours

Overview from around the web 2004 Cobalt 360

Customers praise the 2004 Cobalt 360 for its spacious and comfortable layout, making it ideal for family outings and entertaining guests

Many highlight the boat's solid construction and reliable performance on the water, appreciating its smooth handling and powerful engine. The well-designed cockpit and ample seating receive positive remarks, as does the quality of the onboard amenities, including the galley and sleeping accommodations. Owners often note the timeless styling and attention to detail that make the Cobalt 360 a standout in its class. Overall, customer feedback reflects satisfaction with both the boat’s functionality and its ability to provide an enjoyable boating experience.

The Biggest Pros and Cons

The 2004 Cobalt 360 is a well-regarded luxury sport boat known for its blend of performance, comfort, and style. Here are some of the key pros and cons to consider:

Pros

Spacious Layout: The 360 offers ample seating and a versatile cockpit design, making it ideal for entertaining and family outings.

Quality Build: Known for Cobalt’s attention to detail, the 360 features high-quality materials and solid construction for durability and a premium feel.

Powerful Performance: Equipped with robust engine options, the boat delivers strong acceleration and smooth handling, suitable for watersports or cruising.

Comfortable Amenities: Includes features such as a well-appointed cabin, a fully equipped galley, and a spacious head compartment, enhancing onboard comfort.

Good Storage: Plenty of storage compartments throughout the boat help keep gear and personal items organized.

Cons

Fuel Efficiency: Given its size and power, the 360 may consume more fuel compared to smaller or less powerful boats.

Maintenance Costs: As a luxury vessel with sophisticated systems, upkeep and repairs can be more expensive.

Weight: The boat’s heavier build can make trailering more challenging and may require a powerful tow vehicle.

Limited Off-Season Use: Being primarily designed for warm-weather recreation, it may see limited use in colder climates without proper storage.

Made For

The 2004 Cobalt 360 is perfect for boating enthusiasts who value a blend of luxury, performance, and versatility. Ideal for families and groups looking to enjoy comfortable day cruising, watersports, and entertaining on the water, this model offers spacious seating, quality craftsmanship, and reliable handling. Whether you're planning relaxing outings on the lake or adventurous trips along the coast, the 2004 Cobalt 360 caters to those seeking a stylish and dependable vessel for memorable boating experiences.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$782.00/mo
$
$
Loan amount$ 68,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$782.00/mo
$
$
Loan amount$ 68,900
OR
%

Contact Nautic Dreams, LLC

1479 River Hwy, Mooresville, NC, 28117

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Address

1479 River Hwy
Mooresville, NC 28117

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Contact Nautic Dreams, LLC about 2004 Cobalt 360

1479 River Hwy, Mooresville, NC, 28117

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Nautic Dreams, LLC at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Nautic Dreams, LLC

1479 River Hwy, Mooresville, NC, 28117

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Nautic Dreams, LLC at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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