2004 Cobalt 282

$39,900

Used

Boat in Lake Ozark, MO 65049 US

builtBuilt in 2004
Year the boat was built
model

282

Boat model
engine

1 Engine (Volvo)

Engine type and count
length

28.7 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
28.67ft
Length Overall
28ft
Beam
9ft
Max Bridge Clearance
5.58ft
Max Draft
2.58ft
Drive Up Draft
1.92ft
Freeboard
3.75ft
Deadrise At Transom
22deg
Dry Weight
6750lb
Heads
1
Fresh Water Tanks
18gal
Fuel Tanks
90gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Volvo
Engine Model
8.1 Gi
Total Power
375hp
Engine Hours
611
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Engine Notes

MerCruiser also available.

Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
9/5/25Initial price$39,900

Overview from around the web 2004 Cobalt 282

Customers praising the 2004 Cobalt 282 often highlight its sleek design, spacious layout, and solid performance on the water

Many appreciate the comfortable seating and high-quality craftsmanship that Cobalt is known for, noting the boat’s smooth handling and reliable engine. Owners frequently mention its versatility, making it ideal for both leisurely cruising and watersports. Overall, the 2004 Cobalt 282 is celebrated for combining luxury, durability, and functionality, providing an enjoyable boating experience for families and enthusiasts alike.

The Biggest Pros and Cons

The 2004 Cobalt 282 is a popular bowrider known for its blend of performance, comfort, and style. Here are some pros and cons to consider:

Pros

Solid Build Quality: Cobalt boats are renowned for their durable construction and attention to detail, and the 282 is no exception, offering a sturdy and reliable hull.

Spacious Layout: The 282 provides ample seating with a well-designed bowrider layout, making it ideal for family outings and entertaining guests.

Strong Performance: Equipped with powerful engine options, the boat delivers smooth handling and good speed, suitable for water sports and cruising.

Comfort and Amenities: Features like plush seating, a well-equipped helm, and optional amenities such as a swim platform and stereo system enhance onboard comfort.

Good Storage: Plenty of storage compartments help keep the deck clutter-free, which is great for longer trips.

Cons

Fuel Consumption: With its performance-oriented engines, the 282 can be less fuel-efficient compared to smaller or less powerful boats.

Limited Cabin Space: While it has a cuddy cabin, the interior space is relatively small and may not be suitable for overnight stays beyond a few hours.

Older Electronics: Being a 2004 model, some onboard electronics and instrumentation may be outdated and could require upgrades.

Price Point: Cobalt boats are generally positioned in the premium segment, so initial purchase and maintenance costs might be higher than comparable models from other manufacturers.

Made For

The 2004 Cobalt 282 is designed for boating enthusiasts who seek a perfect balance of luxury, performance, and versatility. Ideal for families and social groups, this model is well-suited for those who enjoy cruising, watersports, and day trips on the water. Its spacious layout, comfortable seating, and high-quality craftsmanship make it a great choice for anyone looking to combine style and functionality in a midsize bowrider boat. Whether you're entertaining guests or enjoying a relaxing day on the lake, the Cobalt 282 offers an exceptional boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 282. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$452.85/mo
$
$
Loan amount$ 39,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 282. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$452.85/mo
$
$
Loan amount$ 39,900
OR
%

Contact Midwest Boating Center

3007 Bagnell Dam Blvd, Lake Ozark, MO, 65049

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3007 Bagnell Dam Blvd
Lake Ozark, MO 65049

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