2004 Cobalt 240SD

$24,999

Used

Boat in Rochester, MN 55901 US

builtBuilt in 2004
Year the boat was built
model

240SD

Boat model
engine

1 Engine (--)

Engine type and count
length

23.8 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material
Nominal Length
23.75ft
Beam
8ft
Hull Material
other
Engine 1
Fuel Type
gasoline
Engine Year
2004
Total Power
375.0 hp

Price History

DateEventPrice
2/5/26Price increased$24,999(+0.0%)
12/24/25Price decreased$24,989(-0.0%)
10/15/25Initial price$24,999

2004 Cobalt 240SD Video Tours

Overview from around the web 2004 Cobalt 240SD

Customers appreciate the 2004 Cobalt 240SD for its smooth handling and reliable performance on the water

Many highlight the spacious and comfortable seating layout, making it ideal for family outings and entertaining guests. The boat's quality craftsmanship and durable materials receive positive remarks, ensuring longevity and low maintenance. Users also praise the powerful engine options that provide excellent speed and responsiveness. Overall, owners find the 2004 Cobalt 240SD to be a well-rounded and enjoyable boat that delivers both style and functionality.

The Biggest Pros and Cons

The 2004 Cobalt 240SD is a popular sportboat known for its blend of performance, comfort, and style. Here are some of the key pros and cons of this model:

Pros

Performance: Equipped with a reliable and powerful engine, the 240SD delivers strong acceleration and smooth handling, making it great for watersports and cruising.

Build Quality: Cobalt is known for solid construction and durable materials, and the 240SD features high-quality fiberglass and stainless steel fittings that hold up well over time.

Comfort: The spacious cockpit includes ample seating with plush upholstery, a well-designed helm, and thoughtful storage compartments, providing a comfortable experience for passengers.

Design: Sleek and sporty styling with a modern look that still holds appeal years after its release.

Amenities: Features like a built-in cooler, swim platform, and optional stereo system enhance the overall boating experience.

Cons

Fuel Efficiency: Like many sportboats with powerful engines, the 240SD tends to consume more fuel, which can add up during extended use.

Limited Cabin Space: While offering some storage, the boat lacks a cabin or enclosed space, which may limit comfort for overnight trips or adverse weather.

Age-Related Wear: As a 2004 model, some units may require updates or maintenance on electrical systems, upholstery, or engine components depending on care and usage history.

Price Point: When new or in excellent condition, this model can be priced higher than comparable boats, reflecting its premium features but potentially limiting affordability.

Made For

The 2004 Cobalt 240SD is perfect for boating enthusiasts and families seeking a versatile and stylish bowrider that combines performance, comfort, and spacious seating. Ideal for those who enjoy water sports, day cruising, or entertaining guests on the water, this model offers a blend of reliability and luxury that suits both experienced boaters and those new to boating alike. Whether you're planning fun-filled weekends with family and friends or looking for a dependable boat to explore lakes and coastal waters, the 2004 Cobalt 240SD delivers an exceptional experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$283.73/mo
$
$
Loan amount$ 24,999
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$283.73/mo
$
$
Loan amount$ 24,999
OR
%

Contact River Valley Marine – Rochester

5160 East Frontage Road, Rochester, MN, 55901

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Address

5160 East Frontage Road
Rochester, MN 55901

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