2025 Yamaha 195 FSH Sport

$43,999

$47,999

New

Boat in Panama City, FL 32405 US

builtBuilt in 2025
Year the boat was built
model

195 FSH Sport

Boat model
engine

1 Engine (Yamaha)

Engine type and count
length

19.4 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
19.42ft
Length Overall
19.42ft
Beam
8.17ft
Max Bridge Clearance
5.17ft
Drive Up Draft
1.33ft
Deadrise At Transom
18deg
Dry Weight
2615lb
Max Capacity
1650
Seating Capacity
8
Fuel Tanks
40gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Yamaha
Engine Model
Super Vortex Output
Total Power
250hp
Engine Type
inboard
Fuel Type
gasoline
Engine Year
2025
Drive Type
jet
Disclaimer

Panama City Cycles & Marine offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information. We always recommend the purchaser come and see the vessel in person. This vessel offered is subject to prior sale, price change, or withdrawal without notice. If you would like to hold the boat it can be done with a $500.00 (refundable) deposit.

Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
5/27/26Price decreased$43,999(-8.3%)
5/5/26Initial price$47,999

Contact Panama City Cycles & Marine

1933 HWY 231, Panama City, FL, 32405

Boattest.com Review

Overview

The Yamaha 195 FSH is a versatile 19-foot 5-inch center console boat designed to balance family-friendly features with serious fishing capabilities and coastal living comfort. Equipped with the upgraded 1.8 liter SVHO engine, this model offers a blend of performance, functionality, and thoughtful design elements that cater to both anglers and recreational boaters.

Exterior Design and Deck Layout

The boat measures 19 feet 5 inches in length overall with a beam of 8 feet 2 inches and a draft of 16 inches. Its transom features Yamaha's signature two-level patio design, with an upper section 18 inches deep and padded bolsters serving as seat backs, and a lower platform just 8 inches above the waterline for easy reboarding, aided by grab handles and a ladder. The bow area includes a 34-inch wide seat ahead of the console and an aft-facing seat on the foredeck, both equipped with grab handles. The elevated casting deck at the bow measures 39 by 64 inches, tapering to 52 inches, with 9-inch high bulwarks for safety. Side decks maintain a 20-inch clearance, unobstructed by the low-profile supports of the collapsible tower. Multiple rod holders are integrated throughout the boat, including vertical holders on the console, rocket launcher-style holders on the tower’s trailing edge, and horizontal holders beneath padded bolsters in the cockpit. Storage is ample, with compartments under the aft deck hatches, the bow seating, foredeck, and forward console seat.

Helm and Control Station

The helm console is thoughtfully arranged with the stainless steel steering wheel positioned to port on a tilt base, featuring a steering knob and responsive feedback that returns the wheel to center when released. The 4.6-inch Yamaha K'next display is prominently placed ahead of the wheel, accompanied by a compass and electrical rocker switches below. Controls including ignition, blower switch, throttle binnacle, and switches for bilge, live well, and wash down are conveniently located. The helm seat is a fixed 32-inch wide bench with a foot rail, and the console top provides a padded surface with raised edges for securing items. Storage compartments, both lockable and open, are integrated beneath the observer’s position, which also includes a padded area, grab handle, and stereo remote.

Engine and Performance

Powering the 195 FSH is Yamaha's 1.8 liter SVHO engine, accessible via a hatch at the helm seat that features dual gas struts and soundproofing for ease of maintenance and noise reduction. The boat’s empty weight is 2,487 pounds, with a test weight of approximately 2,717 pounds including fuel and two passengers. During testing, the engine reached 7,540 RPM delivering a top speed of 48.2 miles per hour. The most economical cruise speed was 31 miles per hour at 6,000 RPM, burning 10.6 gallons per hour for a fuel efficiency of 2.9 miles per gallon and a range of 105 miles while maintaining a 10% fuel reserve. Acceleration is brisk, with planing achieved in 3.6 seconds, 20 mph reached in 4 seconds, and 30 mph in 6 seconds. The boat features a no-wake mode with two settings: No Wake 1 at 1,600 RPM provides a trolling speed of 2 mph with low fuel consumption, while No Wake 2 at 1,980 RPM increases speed to 3 mph. The extended keel enhances turning by acting as a rudder, providing stable wide turns at speed and more aggressive maneuverability at lower speeds. The jet propulsion system eliminates the need for a transmission, enabling very short stopping distances when shifting into reverse.

Fishing Features

The 195 FSH is well-equipped for fishing, with a jet engine that preserves usable stern space. Rod holders are strategically placed in the cap rails and on the collapsible tower. The jump seats have removable backs to convert the cockpit into an elevated casting deck with 9-inch bulwarks for safety. A 25-gallon livewell is located under a starboard hatch, and a carry-on cooler fits beneath the helm seat. The leaning post includes a reversible seat back to allow anglers to watch lines or sit comfortably while working the deck. Additional features include padded bolsters along the cockpit sides, a quick-connect wash down system powered by the jet pump, and dedicated storage for a 5-gallon bucket. Tackle storage is conveniently positioned on the port side of the bow.

Family and Coastal Living Amenities

Beyond fishing, the 195 FSH offers numerous family-friendly features. The dual-level transom patio provides comfortable seating and easy water access, while the cockpit includes two jump seats flanking the center bench seat. The bow seating areas offer additional spots for relaxation, all with integrated grab handles for safety. Storage compartments throughout the boat accommodate gear and personal items. The design supports coastal living lifestyles, with options for water sports accessories that enable activities such as surfing. The combination of center console functionality with jet propulsion delivers a versatile platform suitable for both fishing enthusiasts and family day boaters.

Conclusion

The Yamaha 195 FSH successfully integrates the demands of fishing and family recreation into a compact, well-designed center console boat. Its powerful and efficient 1.8 liter SVHO engine, combined with thoughtful features like the transom patio, elevated casting deck, and ample storage, make it a compelling choice for coastal boaters. The jet propulsion system enhances maneuverability and safety, while the boat’s layout supports both serious anglers and casual family outings. Overall, Yamaha has crafted a boat that effectively marries performance, versatility, and comfort.

Overview from around the web 2025 Yamaha 195 FSH Sport

The 2025 Yamaha 195 FSH Sport has been receiving positive feedback from customers who appreciate its versatility, performance, and innovative features

Many users highlight the boat's powerful 1.8L high-output engine, which offers excellent acceleration and responsiveness on the water. Customers also admire the boat's spacious layout, including ample seating and storage options, making it ideal for family outings and entertaining friends. The integrated fishing features, such as rod holders and live wells, have impressed anglers, while the boat's stability and ease of handling receive high marks from both seasoned boaters and newcomers. Additionally, the advanced technology features, including a touchscreen display and modern connectivity options, have been positively noted for enhancing the overall boating experience. Safety features and the boat's durable construction further boost customer confidence in quality and performance. Overall, the 2025 Yamaha 195 FSH Sport is recognized for its unique blend of recreational and fishing capabilities, making it a popular choice among enthusiasts looking for a reliable and enjoyable watercraft.

The Biggest Pros and Cons

Pros

Versatile Performance: The 2025 Yamaha 195 FSH Sport is powered by a reliable 1.8L 4-cylinder engine, offering both speed and efficiency for a variety of boating activities, from fishing to watersports.

Innovative Design: With a sleek, modern design and a spacious layout, this boat provides ample room for passengers and gear, making it ideal for family outings and group adventures.

Fish-Focused Features: Equipped with fishing essentials such as a live well, rod holders, and an integrated cooler, the 195 FSH Sport is tailored for anglers, ensuring you have everything you need for a successful day on the water.

Advanced Technology: The boat includes Yamaha's Connext system, providing easy access to navigation, audio, and boat management features through a user-friendly touchscreen interface.

Stability and Control: The V-hull design enhances stability and handling, ensuring a smooth ride, even in choppy waters, while the jet drive provides superior maneuverability.

Comfort and Amenities: Comfortable seating, ample storage compartments, and a spacious bow area enhance the overall boating experience, suitable for both relaxation and active sports.

Safety Features: The 195 FSH Sport comes with several safety features, including a swim platform with anti-slip surfaces and an upgraded navigation system, ensuring peace of mind while out on the water.

Cons

Limited Cabin Space: While the open layout is great for activities, it may lack the enclosed cabin space that some boaters prefer for shelter or overnight accommodations.

Maintenance: As with any high-performance engine, regular maintenance is necessary to keep the jet propulsion system running smoothly, which may require professional service.

Storage Limitations: Although there is ample storage for equipment, larger items may still be challenging to stow. Plan your gear accordingly to maximize available space.

Price Point: The Yamaha 195 FSH Sport is an investment, and while it offers great features, it may be on the higher end of the budget for some first-time boat buyers.

Fuel Efficiency: While the engine delivers solid performance, higher speeds may lead to increased fuel consumption, which is a consideration for longer outings.

Made For

The 2025 Yamaha 195 FSH Sport is designed for water enthusiasts who crave both adventure and versatility. Ideal for families, this versatile boat caters to those who enjoy fishing, watersports, and leisurely cruising. Its spacious layout makes it perfect for gatherings, while its advanced features and robust performance appeal to the more adventurous spirits looking for an exhilarating day on the water. Whether you're an experienced boater or a newcomer to the nautical world, the Yamaha 195 FSH Sport offers user-friendly controls and stability, ensuring a confidence-inspiring experience for all skill levels. With ample storage, integrated rod holders, and a livewell, it’s equipped for your fishing trips, while its wakeboard tower and comfortable seating enhance your watersport adventures. This boat truly captures the essence of fun on the water, making it an excellent choice for anyone seeking an all-around watercraft that accommodates various pastimes.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Yamaha 195 FSH Sport. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 37,399
Total Payment$66,868.02
Monthly payment
$278.62/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Yamaha 195 FSH Sport. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 37,399
Total Payment$66,868.02
Monthly payment
$278.62/mo

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1933 HWY 231
Panama City, FL 32405

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