2004 Cobalt 282

$48,900

$49,995

Used

Boat in Kimberling City, MO 65686 US

builtBuilt in 2004
Year the boat was built
model

282

Boat model
engine

1 Engine (--)

Engine type and count
length

28 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material
Nominal Length
28ft
Hull Material
other
Engine 1
Engine Model
350 Mag MPI
Fuel Type
gasoline

Price History

DateEventPrice
4/5/26Price decreased$48,900(-2.2%)
1/24/26Price decreased$49,995(-9.1%)
10/30/25Price decreased$54,995(-16.2%)
8/7/25Initial price$65,595

Overview from around the web 2004 Cobalt 282

Customers consistently praise the 2004 Cobalt 282 for its excellent build quality and stylish design

Many highlight its smooth handling and powerful performance, making it ideal for both cruising and watersports. The spacious and comfortable seating layout receives positive remarks, as does the well-thought-out storage capacity. Owners also appreciate the boat’s reliable engine and ease of maintenance. Overall, the 2004 Cobalt 282 is recognized for combining luxury, functionality, and performance, making it a favorite among boating enthusiasts.

The Biggest Pros and Cons

The 2004 Cobalt 282 is a well-regarded bowrider known for its blend of performance, comfort, and style. Here are some of the pros and cons to consider:

Pros

Powerful Performance: Equipped with a strong engine option, the Cobalt 282 delivers impressive speed and smooth handling, making it great for watersports and cruising.

Spacious Layout: The boat offers generous seating capacity with comfortable bow and cockpit areas, ideal for family outings or entertaining guests.

High-Quality Build: Known for excellent craftsmanship, the fiberglass hull and quality materials ensure durability and a sleek appearance.

Ample Storage: Multiple storage compartments provide plenty of room for gear, safety equipment, and personal items.

Well-Equipped: Features such as a stereo system, swim platform with ladder, and optional canvas covers add convenience and enjoyment.

Cons

Fuel Consumption: Due to its powerful engines, the Cobalt 282 can be less fuel-efficient compared to smaller or less performance-oriented boats.

Weight: The solid build and larger size contribute to a heavier vessel, which may require a more robust tow vehicle and trailer.

Limited Cabin Space: While it offers some storage and seating, it lacks a full cabin or sleeping quarters, limiting overnight accommodations.

Price: As a premium bowrider, it can be priced higher than comparable models, both in initial cost and maintenance.

Made For

The 2004 Cobalt 282 is ideal for boating enthusiasts who value a blend of performance, luxury, and versatility. Perfect for families and groups looking to enjoy a day on the water, it offers spacious seating, stylish design, and reliable handling. Whether you're into water sports, cruising, or entertaining guests, this model caters to those seeking a comfortable and capable bowrider that delivers both excitement and relaxation.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 282. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$555.00/mo
$
$
Loan amount$ 48,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 282. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$555.00/mo
$
$
Loan amount$ 48,900
OR
%

Contact American Water Sports

13253 State HWY 13, Kimberling City, MO, 65686

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Address

13253 State HWY 13
Kimberling City, MO 65686

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