2004 Cobalt 360

$37,500

Used

Boat in Norfolk, VA 23518 US

builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

2 Engines (2x MerCruiser)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
36ft
Length Overall
36ft
Beam
10.5ft
Max Bridge Clearance
9.5ft
Max Draft
3.5ft
Drive Up Draft
2.25ft
Freeboard
4.42ft
Deadrise At Transom
22deg
Dry Weight
13700lb
Heads
1
Fresh Water Tanks
35gal
Fuel Tanks
174gal
Holding Tanks
28gal
Windlass
electric-windlass
Electrical Circuit
110v
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MerCruiser
Engine Model
496 MAG
Total Power
415hp
Engine Hours
412
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Engine 2
Engine Make
MerCruiser
Engine Model
496 MAG
Total Power
415hp
Engine Hours
412
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Teak Cockpit
Cockpit Shower
Cockpit Table
Swimming Ladder
Microwave Oven
Air Conditioning
Heating
Hot Water
Refrigerator
Battery Charger
Depthsounder
Tv Set
Compass
Cd Player
Gps
Cockpit Speakers
Vhf
Manufacturer Provided Description

The Cobalt 360 Performance Cruiser brings to market all the amenities of a cruiser coupled with all the performance of a sportboat. Equipped with dozens of standard features and buoyed by an options list that ranges from air-conditioning to a global positioning system / radar in a single unit, the 360 arrives with a carefully tuned hull ready to take on big, rough water. The 360 incorporates classic styling with the long, clean lines that have defined Cobalt design for 30 years. Forward, there is a windlass with a Delta anchor. A walk-through door waits at the transom, with a concealed boarding ladder. From bow to stern, all the Cobalt standards are present: stainless steel windshield frame, bow scuff plate, stainless steel bow rail, and transom storage. The cockpit is a study in comfort and convenience with removable 40-ounce carpet, an ice chest, a double table, an ice maker, a sink running hot and cold water, a cabin door with a screen and, for an extra measure of usefulness, a 110-volt outlet. The instrumentation is comprehensive and aircraft-quality: a compass, a depth gauge, temperature gauges for air and water, an hour meter, and a trim-tab indicator system. The design of the dash carries some nice surprises: zero-effort engine controls and Waterfall Bubinga wood with all of its eye appeal and durability. In the cabin there is a table and a berth (mid-cabin), a refrigerator / freezer, a stove, a microwave, and a fiberglass head unit with a shower. The 360 has made provisions for big-water missions with power packages from Yanmar diesels, Mercruiser, and Volvo big-blocks available in twin stern drives with selections up to 500 horsepower. The warranty provides for a full 5 years of coverage on the powertrain, 10 years on the hull and deck.

Engine Notes

Volvo Penta and Yanmar also available.

Default

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
12/19/25Price decreased$37,500(-14.6%)
12/2/25Price decreased$43,900(-2.2%)
11/21/25Price decreased$49,900(-37.5%)
6/28/25Initial price$79,900

2004 Cobalt 360 Video Tours

Overview from around the web 2004 Cobalt 360

Customers praise the 2004 Cobalt 360 for its spacious and well-designed layout, making it ideal for both family outings and entertaining guests

Many highlight the boat's powerful and smooth performance, appreciating its reliable handling and comfortable ride even in choppy waters. The quality craftsmanship and attention to detail in the interior and exterior finishes receive frequent positive remarks. Users also value the ample storage space and versatile seating configurations, which enhance overall convenience and enjoyment on board. Overall, owners consider the 2004 Cobalt 360 a stylish, durable, and enjoyable boat that delivers excellent value.

The Biggest Pros and Cons

The 2004 Cobalt 360 is a well-regarded luxury bowrider that offers a blend of performance, comfort, and style. Here are some of the key pros and cons of this model:

Pros

Spacious and Comfortable Layout: The Cobalt 360 features a roomy cockpit and bow seating area, making it ideal for entertaining family and friends.

High-Quality Build: Known for its solid construction and attention to detail, the boat offers durability and a premium finish.

Strong Performance: Equipped with powerful engine options, the 360 delivers smooth handling and good speed, suitable for watersports and cruising.

Well-Equipped: Comes with a range of amenities including a full windshield, ample storage, a swim platform, and quality audio systems.

Good Resale Value: Cobalt boats tend to hold their value well due to their reputation for quality and performance.

Cons

Fuel Consumption: With its powerful engines, the Cobalt 360 can be relatively thirsty, which may lead to higher fuel costs.

Weight: The solid build adds to the overall weight, potentially making trailering and launching more challenging compared to lighter boats.

Limited Cabin Space: While the boat offers some storage and comfort features, it lacks overnight accommodations, limiting its use for extended trips.

Maintenance Costs: Premium materials and components may result in higher maintenance and repair expenses over time.

Made For

The 2004 Cobalt 360 is designed for boating enthusiasts who seek a versatile and luxurious vessel that combines performance, comfort, and style. Ideal for families and groups who enjoy day cruising, watersports, and entertaining on the water, this boat offers spacious seating, quality craftsmanship, and reliable handling. Whether you're looking to relax on the lake, explore coastal waters, or host memorable outings, the 2004 Cobalt 360 provides an excellent balance of functionality and elegance for a wide range of boating adventures.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a High Performance cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$425.61/mo
$
$
Loan amount$ 37,500
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a High Performance cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$425.61/mo
$
$
Loan amount$ 37,500
OR
%

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