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Boats for Sale

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Boat Loans

 

National Lenders

new coast loans logoNewcoast has the marine industry experience, unparalleled market knowledge, and personal customer service to help you every step of the way through the buying process. Our team specializes in boat loans and yacht financing for US Coast Guard-documented and foreign-registered vessels. With competitive rates and long-term financing, owning a boat or yacht has never been more affordable.

 

Southeast FinancialSoutheast Financial offers Hassle Free, Competitive boat financing-Nationwide! We pride ourselves on offering the lowest rates, extended terms and same day credit Approvals. Southeast Financial has a minimum loan amount of $7,500. If you are looking to secure boat financing on a new or used boat you will not find a more competitive offer anywhere! We look forward to earning your business. If you have questions feel free to contact us toll free at 866-900-8949.

 

Essex Credit Boat Loans Boat financing can be an aggravation with some companies, but with Essex Credit it doesn't have to be that way. We'll take care of everything from obtaining your state titles all the way to your Coast Guard documentation. Essex Credit offers boat loans with competitive rates in all 50 states and Puerto Rico, as well as, extended terms. Our trusted sales associates are located in major coastal areas to ensure we can be with you throughout the boat financing process. Our personal and efficient service will get you in the water in no time.

 

Excel Credit LogoExcel Credit *** We Finance Fun *** Have Some!!! - 800-337-7774 - Stop fishing around for a Boat Loan Call 800-337-7774 Option 1 - Boat Financing starting from $20,000 to Ten Million Dollars. We offer terms up to 20 years and Low Doc Boat Loans and Yacht Financing. At Excel Credit *** We Finance Fun *** Have Some!!!



Money Financial Group
offers financing programs for new, used and repowering boats plus Class A, B & C Motorhomes, 5th Wheels, Travel Trailers & Pop-ups and Truck Campers.


 

Regional Lenders

Florida
Essex CreditTM is America's leader in pleasure craft financing and offers boat loans with the lowest rates and the best terms available. With eight regional offices located in major boating areas, they offer personalized and efficient service from the initial application to the post closing paperwork.

Excel Credit offers boat Loans from $25,000 to $10,000,000 and also provides your Loan Closing Documentation Service. If you are buying a New or Used Boat or Yacht or Refinancing your Boat or Yacht, we can help you secure your boat loan or luxury yacht financing.

California
Excel Credit offers boat Loans from $25,000 to $10,000,000 and also provides your Loan Closing Documentation Service. If you are buying a New or Used Boat or Yacht or Refinancing your Boat or Yacht, we can help you secure your boat loan or luxury yacht financing.


An *opinion* about taxes and boat loans: First off, living on a boat is not necessarily a requirement to deduct the expenses generated by owning a boat. All that is typically required is a sleeping area, a head and some form of rudimentary galley. Additionally, up to this time the IRS appears to require some indication that the owner stays overnight on the vessel at least 14 days a year.

Not only might it be possible to deduct your boat loans interest, it may also be possible to deduct your boats maintenance, registration fees, state taxes and certain other expenses.

The savvy boater should definitely take the time to check with his tax professional to find out if he can legally deduct his boat loans interest and possibly the other boating expenses that may be available to deduct.

Other Boat Financing Consideratons

The following are opinions, therefore prior to implementing, or attempting to implement, any of the following consult with a qualified tax professional.

Simply by the act of declaring your boat a second home may allow you to deduct your boat loans interest on your tax return.

Additionally, a boat loan may also offer certain advantages over paying cash for your boat but be sure you check with a tax professional since your boat, and your use of the boat, must meet certain requirements and criteria prior to deducting your boat loans interest on your tax return.

The second-home interest deduction available for the interest paid on boat loans is arguably the largest tax deduction allowable for your recreational boating activities. It can be used on runabouts with tiny cuddy cabins all the way up to mega-yachts. Boat manufacturers take these tax deductions into consideration when they install heads, beds and galleys on small boats.